LTV · monthly repayment
▼ 0.50% · 3.625%
HK$60,755
−HK$3,810/mo
▼ 0.25% · 3.875%
HK$62,645
−HK$1,920/mo
Today · 4.125%
HK$64,565
baseline
▲ 0.50% · 4.625%
HK$68,494
+HK$3,929/mo
Deposit HK$13.32M · loan HK$13.32M · min. income ≈ HK$129,130/mo (50% DSR)
Upfront cash ≈ HK$14.45M (deposit + AVD stamp duty HK$1,132,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,590
−HK$3,652/mo
▼ 0.25% · 3.875%
HK$69,403
−HK$1,839/mo
Today · 4.125%
HK$71,242
baseline
▲ 0.50% · 4.625%
HK$74,997
+HK$3,755/mo
Deposit HK$13.32M · loan HK$13.32M · min. income ≈ HK$142,484/mo (50% DSR)
Upfront cash ≈ HK$14.45M (deposit + AVD stamp duty HK$1,132,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,907
−HK$4,571/mo
▼ 0.25% · 3.875%
HK$75,174
−HK$2,304/mo
Today · 4.125%
HK$77,478
baseline
▲ 0.50% · 4.625%
HK$82,193
+HK$4,715/mo
Deposit HK$10.66M · loan HK$15.99M · min. income ≈ HK$154,956/mo (50% DSR)
Upfront cash ≈ HK$11.79M (deposit + AVD stamp duty HK$1,132,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,108
−HK$4,382/mo
▼ 0.25% · 3.875%
HK$83,283
−HK$2,207/mo
Today · 4.125%
HK$85,490
baseline
▲ 0.50% · 4.625%
HK$89,996
+HK$4,506/mo
Deposit HK$10.66M · loan HK$15.99M · min. income ≈ HK$170,980/mo (50% DSR)
Upfront cash ≈ HK$11.79M (deposit + AVD stamp duty HK$1,132,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,058
−HK$5,334/mo
▼ 0.25% · 3.875%
HK$87,703
−HK$2,689/mo
Today · 4.125%
HK$90,392
baseline
▲ 0.50% · 4.625%
HK$95,892
+HK$5,500/mo
Deposit HK$7.99M · loan HK$18.65M · min. income ≈ HK$180,784/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$1,132,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,626
−HK$5,112/mo
▼ 0.25% · 3.875%
HK$97,164
−HK$2,574/mo
Today · 4.125%
HK$99,738
baseline
▲ 0.50% · 4.625%
HK$104,995
+HK$5,257/mo
Deposit HK$7.99M · loan HK$18.65M · min. income ≈ HK$199,476/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$1,132,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,360
−HK$6,858/mo
▼ 0.25% · 3.875%
HK$112,762
−HK$3,456/mo
Today · 4.125%
HK$116,218
baseline
▲ 0.50% · 4.625%
HK$123,289
+HK$7,071/mo
Deposit HK$2.66M · loan HK$23.98M · min. income ≈ HK$232,436/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$1,132,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,662
−HK$6,573/mo
▼ 0.25% · 3.875%
HK$124,925
−HK$3,310/mo
Today · 4.125%
HK$128,235
baseline
▲ 0.50% · 4.625%
HK$134,994
+HK$6,759/mo
Deposit HK$2.66M · loan HK$23.98M · min. income ≈ HK$256,470/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$1,132,376 · Scale 2, in force from 26 Feb 2026)