LTV · monthly repayment
▼ 0.50% · 3.625%
HK$60,758
−HK$3,810/mo
▼ 0.25% · 3.875%
HK$62,647
−HK$1,921/mo
Today · 4.125%
HK$64,568
baseline
▲ 0.50% · 4.625%
HK$68,496
+HK$3,928/mo
Deposit HK$13.32M · loan HK$13.32M · min. income ≈ HK$129,136/mo (50% DSR)
Upfront cash ≈ HK$14.45M (deposit + AVD stamp duty HK$1,132,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,592
−HK$3,652/mo
▼ 0.25% · 3.875%
HK$69,405
−HK$1,839/mo
Today · 4.125%
HK$71,244
baseline
▲ 0.50% · 4.625%
HK$74,999
+HK$3,755/mo
Deposit HK$13.32M · loan HK$13.32M · min. income ≈ HK$142,488/mo (50% DSR)
Upfront cash ≈ HK$14.45M (deposit + AVD stamp duty HK$1,132,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,909
−HK$4,572/mo
▼ 0.25% · 3.875%
HK$75,177
−HK$2,304/mo
Today · 4.125%
HK$77,481
baseline
▲ 0.50% · 4.625%
HK$82,196
+HK$4,715/mo
Deposit HK$10.66M · loan HK$15.99M · min. income ≈ HK$154,962/mo (50% DSR)
Upfront cash ≈ HK$11.79M (deposit + AVD stamp duty HK$1,132,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,111
−HK$4,382/mo
▼ 0.25% · 3.875%
HK$83,286
−HK$2,207/mo
Today · 4.125%
HK$85,493
baseline
▲ 0.50% · 4.625%
HK$89,999
+HK$4,506/mo
Deposit HK$10.66M · loan HK$15.99M · min. income ≈ HK$170,986/mo (50% DSR)
Upfront cash ≈ HK$11.79M (deposit + AVD stamp duty HK$1,132,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,061
−HK$5,334/mo
▼ 0.25% · 3.875%
HK$87,706
−HK$2,689/mo
Today · 4.125%
HK$90,395
baseline
▲ 0.50% · 4.625%
HK$95,895
+HK$5,500/mo
Deposit HK$7.99M · loan HK$18.65M · min. income ≈ HK$180,790/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$1,132,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,629
−HK$5,113/mo
▼ 0.25% · 3.875%
HK$97,167
−HK$2,575/mo
Today · 4.125%
HK$99,742
baseline
▲ 0.50% · 4.625%
HK$104,999
+HK$5,257/mo
Deposit HK$7.99M · loan HK$18.65M · min. income ≈ HK$199,484/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$1,132,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,364
−HK$6,858/mo
▼ 0.25% · 3.875%
HK$112,765
−HK$3,457/mo
Today · 4.125%
HK$116,222
baseline
▲ 0.50% · 4.625%
HK$123,294
+HK$7,072/mo
Deposit HK$2.66M · loan HK$23.98M · min. income ≈ HK$232,444/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$1,132,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,666
−HK$6,573/mo
▼ 0.25% · 3.875%
HK$124,929
−HK$3,310/mo
Today · 4.125%
HK$128,239
baseline
▲ 0.50% · 4.625%
HK$134,999
+HK$6,760/mo
Deposit HK$2.66M · loan HK$23.98M · min. income ≈ HK$256,478/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$1,132,416 · Scale 2, in force from 26 Feb 2026)