LTV · monthly repayment
▼ 0.50% · 3.625%
HK$60,764
−HK$3,810/mo
▼ 0.25% · 3.875%
HK$62,654
−HK$1,920/mo
Today · 4.125%
HK$64,574
baseline
▲ 0.50% · 4.625%
HK$68,503
+HK$3,929/mo
Deposit HK$13.32M · loan HK$13.32M · min. income ≈ HK$129,148/mo (50% DSR)
Upfront cash ≈ HK$14.46M (deposit + AVD stamp duty HK$1,132,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,599
−HK$3,652/mo
▼ 0.25% · 3.875%
HK$69,412
−HK$1,839/mo
Today · 4.125%
HK$71,251
baseline
▲ 0.50% · 4.625%
HK$75,007
+HK$3,756/mo
Deposit HK$13.32M · loan HK$13.32M · min. income ≈ HK$142,502/mo (50% DSR)
Upfront cash ≈ HK$14.46M (deposit + AVD stamp duty HK$1,132,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,917
−HK$4,572/mo
▼ 0.25% · 3.875%
HK$75,185
−HK$2,304/mo
Today · 4.125%
HK$77,489
baseline
▲ 0.50% · 4.625%
HK$82,204
+HK$4,715/mo
Deposit HK$10.66M · loan HK$15.99M · min. income ≈ HK$154,978/mo (50% DSR)
Upfront cash ≈ HK$11.79M (deposit + AVD stamp duty HK$1,132,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,119
−HK$4,383/mo
▼ 0.25% · 3.875%
HK$83,294
−HK$2,208/mo
Today · 4.125%
HK$85,502
baseline
▲ 0.50% · 4.625%
HK$90,008
+HK$4,506/mo
Deposit HK$10.66M · loan HK$15.99M · min. income ≈ HK$171,004/mo (50% DSR)
Upfront cash ≈ HK$11.79M (deposit + AVD stamp duty HK$1,132,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,069
−HK$5,335/mo
▼ 0.25% · 3.875%
HK$87,715
−HK$2,689/mo
Today · 4.125%
HK$90,404
baseline
▲ 0.50% · 4.625%
HK$95,905
+HK$5,501/mo
Deposit HK$7.99M · loan HK$18.65M · min. income ≈ HK$180,808/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$1,132,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,639
−HK$5,113/mo
▼ 0.25% · 3.875%
HK$97,177
−HK$2,575/mo
Today · 4.125%
HK$99,752
baseline
▲ 0.50% · 4.625%
HK$105,010
+HK$5,258/mo
Deposit HK$7.99M · loan HK$18.65M · min. income ≈ HK$199,504/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$1,132,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,375
−HK$6,859/mo
▼ 0.25% · 3.875%
HK$112,777
−HK$3,457/mo
Today · 4.125%
HK$116,234
baseline
▲ 0.50% · 4.625%
HK$123,306
+HK$7,072/mo
Deposit HK$2.66M · loan HK$23.98M · min. income ≈ HK$232,468/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$1,132,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,678
−HK$6,574/mo
▼ 0.25% · 3.875%
HK$124,942
−HK$3,310/mo
Today · 4.125%
HK$128,252
baseline
▲ 0.50% · 4.625%
HK$135,013
+HK$6,761/mo
Deposit HK$2.66M · loan HK$23.98M · min. income ≈ HK$256,504/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$1,132,531 · Scale 2, in force from 26 Feb 2026)