LTV · monthly repayment
▼ 0.50% · 3.625%
HK$60,765
−HK$3,811/mo
▼ 0.25% · 3.875%
HK$62,656
−HK$1,920/mo
Today · 4.125%
HK$64,576
baseline
▲ 0.50% · 4.625%
HK$68,505
+HK$3,929/mo
Deposit HK$13.32M · loan HK$13.32M · min. income ≈ HK$129,152/mo (50% DSR)
Upfront cash ≈ HK$14.46M (deposit + AVD stamp duty HK$1,132,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,601
−HK$3,652/mo
▼ 0.25% · 3.875%
HK$69,414
−HK$1,839/mo
Today · 4.125%
HK$71,253
baseline
▲ 0.50% · 4.625%
HK$75,009
+HK$3,756/mo
Deposit HK$13.32M · loan HK$13.32M · min. income ≈ HK$142,506/mo (50% DSR)
Upfront cash ≈ HK$14.46M (deposit + AVD stamp duty HK$1,132,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,918
−HK$4,573/mo
▼ 0.25% · 3.875%
HK$75,187
−HK$2,304/mo
Today · 4.125%
HK$77,491
baseline
▲ 0.50% · 4.625%
HK$82,206
+HK$4,715/mo
Deposit HK$10.66M · loan HK$15.99M · min. income ≈ HK$154,982/mo (50% DSR)
Upfront cash ≈ HK$11.79M (deposit + AVD stamp duty HK$1,132,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,121
−HK$4,383/mo
▼ 0.25% · 3.875%
HK$83,297
−HK$2,207/mo
Today · 4.125%
HK$85,504
baseline
▲ 0.50% · 4.625%
HK$90,011
+HK$4,507/mo
Deposit HK$10.66M · loan HK$15.99M · min. income ≈ HK$171,008/mo (50% DSR)
Upfront cash ≈ HK$11.79M (deposit + AVD stamp duty HK$1,132,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,072
−HK$5,334/mo
▼ 0.25% · 3.875%
HK$87,718
−HK$2,688/mo
Today · 4.125%
HK$90,406
baseline
▲ 0.50% · 4.625%
HK$95,907
+HK$5,501/mo
Deposit HK$7.99M · loan HK$18.65M · min. income ≈ HK$180,812/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$1,132,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,641
−HK$5,113/mo
▼ 0.25% · 3.875%
HK$97,179
−HK$2,575/mo
Today · 4.125%
HK$99,754
baseline
▲ 0.50% · 4.625%
HK$105,013
+HK$5,259/mo
Deposit HK$7.99M · loan HK$18.65M · min. income ≈ HK$199,508/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$1,132,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,378
−HK$6,859/mo
▼ 0.25% · 3.875%
HK$112,780
−HK$3,457/mo
Today · 4.125%
HK$116,237
baseline
▲ 0.50% · 4.625%
HK$123,309
+HK$7,072/mo
Deposit HK$2.66M · loan HK$23.98M · min. income ≈ HK$232,474/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$1,132,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,682
−HK$6,574/mo
▼ 0.25% · 3.875%
HK$124,945
−HK$3,311/mo
Today · 4.125%
HK$128,256
baseline
▲ 0.50% · 4.625%
HK$135,016
+HK$6,760/mo
Deposit HK$2.66M · loan HK$23.98M · min. income ≈ HK$256,512/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$1,132,561 · Scale 2, in force from 26 Feb 2026)