LTV · monthly repayment
▼ 0.50% · 3.625%
HK$60,775
−HK$3,812/mo
▼ 0.25% · 3.875%
HK$62,666
−HK$1,921/mo
Today · 4.125%
HK$64,587
baseline
▲ 0.50% · 4.625%
HK$68,516
+HK$3,929/mo
Deposit HK$13.33M · loan HK$13.33M · min. income ≈ HK$129,174/mo (50% DSR)
Upfront cash ≈ HK$14.46M (deposit + AVD stamp duty HK$1,132,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,612
−HK$3,653/mo
▼ 0.25% · 3.875%
HK$69,425
−HK$1,840/mo
Today · 4.125%
HK$71,265
baseline
▲ 0.50% · 4.625%
HK$75,021
+HK$3,756/mo
Deposit HK$13.33M · loan HK$13.33M · min. income ≈ HK$142,530/mo (50% DSR)
Upfront cash ≈ HK$14.46M (deposit + AVD stamp duty HK$1,132,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,930
−HK$4,574/mo
▼ 0.25% · 3.875%
HK$75,199
−HK$2,305/mo
Today · 4.125%
HK$77,504
baseline
▲ 0.50% · 4.625%
HK$82,220
+HK$4,716/mo
Deposit HK$10.66M · loan HK$15.99M · min. income ≈ HK$155,008/mo (50% DSR)
Upfront cash ≈ HK$11.79M (deposit + AVD stamp duty HK$1,132,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,134
−HK$4,384/mo
▼ 0.25% · 3.875%
HK$83,310
−HK$2,208/mo
Today · 4.125%
HK$85,518
baseline
▲ 0.50% · 4.625%
HK$90,026
+HK$4,508/mo
Deposit HK$10.66M · loan HK$15.99M · min. income ≈ HK$171,036/mo (50% DSR)
Upfront cash ≈ HK$11.79M (deposit + AVD stamp duty HK$1,132,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,086
−HK$5,335/mo
▼ 0.25% · 3.875%
HK$87,732
−HK$2,689/mo
Today · 4.125%
HK$90,421
baseline
▲ 0.50% · 4.625%
HK$95,923
+HK$5,502/mo
Deposit HK$8.00M · loan HK$18.66M · min. income ≈ HK$180,842/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$1,132,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,657
−HK$5,114/mo
▼ 0.25% · 3.875%
HK$97,195
−HK$2,576/mo
Today · 4.125%
HK$99,771
baseline
▲ 0.50% · 4.625%
HK$105,030
+HK$5,259/mo
Deposit HK$8.00M · loan HK$18.66M · min. income ≈ HK$199,542/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$1,132,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,396
−HK$6,860/mo
▼ 0.25% · 3.875%
HK$112,799
−HK$3,457/mo
Today · 4.125%
HK$116,256
baseline
▲ 0.50% · 4.625%
HK$123,330
+HK$7,074/mo
Deposit HK$2.67M · loan HK$23.99M · min. income ≈ HK$232,512/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$1,132,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,702
−HK$6,575/mo
▼ 0.25% · 3.875%
HK$124,966
−HK$3,311/mo
Today · 4.125%
HK$128,277
baseline
▲ 0.50% · 4.625%
HK$135,038
+HK$6,761/mo
Deposit HK$2.67M · loan HK$23.99M · min. income ≈ HK$256,554/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$1,132,748 · Scale 2, in force from 26 Feb 2026)