LTV · monthly repayment
▼ 0.50% · 3.625%
HK$60,779
−HK$3,812/mo
▼ 0.25% · 3.875%
HK$62,670
−HK$1,921/mo
Today · 4.125%
HK$64,591
baseline
▲ 0.50% · 4.625%
HK$68,521
+HK$3,930/mo
Deposit HK$13.33M · loan HK$13.33M · min. income ≈ HK$129,182/mo (50% DSR)
Upfront cash ≈ HK$14.46M (deposit + AVD stamp duty HK$1,132,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,616
−HK$3,653/mo
▼ 0.25% · 3.875%
HK$69,430
−HK$1,839/mo
Today · 4.125%
HK$71,269
baseline
▲ 0.50% · 4.625%
HK$75,026
+HK$3,757/mo
Deposit HK$13.33M · loan HK$13.33M · min. income ≈ HK$142,538/mo (50% DSR)
Upfront cash ≈ HK$14.46M (deposit + AVD stamp duty HK$1,132,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,935
−HK$4,574/mo
▼ 0.25% · 3.875%
HK$75,204
−HK$2,305/mo
Today · 4.125%
HK$77,509
baseline
▲ 0.50% · 4.625%
HK$82,225
+HK$4,716/mo
Deposit HK$10.66M · loan HK$15.99M · min. income ≈ HK$155,018/mo (50% DSR)
Upfront cash ≈ HK$11.79M (deposit + AVD stamp duty HK$1,132,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,140
−HK$4,383/mo
▼ 0.25% · 3.875%
HK$83,316
−HK$2,207/mo
Today · 4.125%
HK$85,523
baseline
▲ 0.50% · 4.625%
HK$90,031
+HK$4,508/mo
Deposit HK$10.66M · loan HK$15.99M · min. income ≈ HK$171,046/mo (50% DSR)
Upfront cash ≈ HK$11.79M (deposit + AVD stamp duty HK$1,132,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,091
−HK$5,336/mo
▼ 0.25% · 3.875%
HK$87,738
−HK$2,689/mo
Today · 4.125%
HK$90,427
baseline
▲ 0.50% · 4.625%
HK$95,929
+HK$5,502/mo
Deposit HK$8.00M · loan HK$18.66M · min. income ≈ HK$180,854/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$1,132,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,663
−HK$5,114/mo
▼ 0.25% · 3.875%
HK$97,202
−HK$2,575/mo
Today · 4.125%
HK$99,777
baseline
▲ 0.50% · 4.625%
HK$105,037
+HK$5,260/mo
Deposit HK$8.00M · loan HK$18.66M · min. income ≈ HK$199,554/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$1,132,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,403
−HK$6,860/mo
▼ 0.25% · 3.875%
HK$112,806
−HK$3,457/mo
Today · 4.125%
HK$116,263
baseline
▲ 0.50% · 4.625%
HK$123,337
+HK$7,074/mo
Deposit HK$2.67M · loan HK$23.99M · min. income ≈ HK$232,526/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$1,132,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,709
−HK$6,576/mo
▼ 0.25% · 3.875%
HK$124,974
−HK$3,311/mo
Today · 4.125%
HK$128,285
baseline
▲ 0.50% · 4.625%
HK$135,047
+HK$6,762/mo
Deposit HK$2.67M · loan HK$23.99M · min. income ≈ HK$256,570/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$1,132,820 · Scale 2, in force from 26 Feb 2026)