LTV · monthly repayment
▼ 0.50% · 3.625%
HK$60,780
−HK$3,812/mo
▼ 0.25% · 3.875%
HK$62,671
−HK$1,921/mo
Today · 4.125%
HK$64,592
baseline
▲ 0.50% · 4.625%
HK$68,522
+HK$3,930/mo
Deposit HK$13.33M · loan HK$13.33M · min. income ≈ HK$129,184/mo (50% DSR)
Upfront cash ≈ HK$14.46M (deposit + AVD stamp duty HK$1,132,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,618
−HK$3,653/mo
▼ 0.25% · 3.875%
HK$69,431
−HK$1,840/mo
Today · 4.125%
HK$71,271
baseline
▲ 0.50% · 4.625%
HK$75,027
+HK$3,756/mo
Deposit HK$13.33M · loan HK$13.33M · min. income ≈ HK$142,542/mo (50% DSR)
Upfront cash ≈ HK$14.46M (deposit + AVD stamp duty HK$1,132,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,936
−HK$4,574/mo
▼ 0.25% · 3.875%
HK$75,205
−HK$2,305/mo
Today · 4.125%
HK$77,510
baseline
▲ 0.50% · 4.625%
HK$82,227
+HK$4,717/mo
Deposit HK$10.66M · loan HK$15.99M · min. income ≈ HK$155,020/mo (50% DSR)
Upfront cash ≈ HK$11.79M (deposit + AVD stamp duty HK$1,132,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,141
−HK$4,384/mo
▼ 0.25% · 3.875%
HK$83,317
−HK$2,208/mo
Today · 4.125%
HK$85,525
baseline
▲ 0.50% · 4.625%
HK$90,033
+HK$4,508/mo
Deposit HK$10.66M · loan HK$15.99M · min. income ≈ HK$171,050/mo (50% DSR)
Upfront cash ≈ HK$11.79M (deposit + AVD stamp duty HK$1,132,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,093
−HK$5,336/mo
▼ 0.25% · 3.875%
HK$87,739
−HK$2,690/mo
Today · 4.125%
HK$90,429
baseline
▲ 0.50% · 4.625%
HK$95,931
+HK$5,502/mo
Deposit HK$8.00M · loan HK$18.66M · min. income ≈ HK$180,858/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$1,132,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,665
−HK$5,114/mo
▼ 0.25% · 3.875%
HK$97,203
−HK$2,576/mo
Today · 4.125%
HK$99,779
baseline
▲ 0.50% · 4.625%
HK$105,038
+HK$5,259/mo
Deposit HK$8.00M · loan HK$18.66M · min. income ≈ HK$199,558/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$1,132,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,405
−HK$6,860/mo
▼ 0.25% · 3.875%
HK$112,808
−HK$3,457/mo
Today · 4.125%
HK$116,265
baseline
▲ 0.50% · 4.625%
HK$123,340
+HK$7,075/mo
Deposit HK$2.67M · loan HK$23.99M · min. income ≈ HK$232,530/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$1,132,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,712
−HK$6,575/mo
▼ 0.25% · 3.875%
HK$124,976
−HK$3,311/mo
Today · 4.125%
HK$128,287
baseline
▲ 0.50% · 4.625%
HK$135,049
+HK$6,762/mo
Deposit HK$2.67M · loan HK$23.99M · min. income ≈ HK$256,574/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$1,132,840 · Scale 2, in force from 26 Feb 2026)