LTV · monthly repayment
▼ 0.50% · 3.625%
HK$60,782
−HK$3,811/mo
▼ 0.25% · 3.875%
HK$62,672
−HK$1,921/mo
Today · 4.125%
HK$64,593
baseline
▲ 0.50% · 4.625%
HK$68,524
+HK$3,931/mo
Deposit HK$13.33M · loan HK$13.33M · min. income ≈ HK$129,186/mo (50% DSR)
Upfront cash ≈ HK$14.46M (deposit + AVD stamp duty HK$1,132,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,619
−HK$3,653/mo
▼ 0.25% · 3.875%
HK$69,433
−HK$1,839/mo
Today · 4.125%
HK$71,272
baseline
▲ 0.50% · 4.625%
HK$75,029
+HK$3,757/mo
Deposit HK$13.33M · loan HK$13.33M · min. income ≈ HK$142,544/mo (50% DSR)
Upfront cash ≈ HK$14.46M (deposit + AVD stamp duty HK$1,132,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,938
−HK$4,574/mo
▼ 0.25% · 3.875%
HK$75,207
−HK$2,305/mo
Today · 4.125%
HK$77,512
baseline
▲ 0.50% · 4.625%
HK$82,228
+HK$4,716/mo
Deposit HK$10.66M · loan HK$15.99M · min. income ≈ HK$155,024/mo (50% DSR)
Upfront cash ≈ HK$11.80M (deposit + AVD stamp duty HK$1,132,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,143
−HK$4,384/mo
▼ 0.25% · 3.875%
HK$83,319
−HK$2,208/mo
Today · 4.125%
HK$85,527
baseline
▲ 0.50% · 4.625%
HK$90,035
+HK$4,508/mo
Deposit HK$10.66M · loan HK$15.99M · min. income ≈ HK$171,054/mo (50% DSR)
Upfront cash ≈ HK$11.80M (deposit + AVD stamp duty HK$1,132,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,094
−HK$5,337/mo
▼ 0.25% · 3.875%
HK$87,741
−HK$2,690/mo
Today · 4.125%
HK$90,431
baseline
▲ 0.50% · 4.625%
HK$95,933
+HK$5,502/mo
Deposit HK$8.00M · loan HK$18.66M · min. income ≈ HK$180,862/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$1,132,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,667
−HK$5,114/mo
▼ 0.25% · 3.875%
HK$97,206
−HK$2,575/mo
Today · 4.125%
HK$99,781
baseline
▲ 0.50% · 4.625%
HK$105,041
+HK$5,260/mo
Deposit HK$8.00M · loan HK$18.66M · min. income ≈ HK$199,562/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$1,132,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,407
−HK$6,861/mo
▼ 0.25% · 3.875%
HK$112,810
−HK$3,458/mo
Today · 4.125%
HK$116,268
baseline
▲ 0.50% · 4.625%
HK$123,343
+HK$7,075/mo
Deposit HK$2.67M · loan HK$23.99M · min. income ≈ HK$232,536/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$1,132,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,714
−HK$6,576/mo
▼ 0.25% · 3.875%
HK$124,979
−HK$3,311/mo
Today · 4.125%
HK$128,290
baseline
▲ 0.50% · 4.625%
HK$135,053
+HK$6,763/mo
Deposit HK$2.67M · loan HK$23.99M · min. income ≈ HK$256,580/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$1,132,866 · Scale 2, in force from 26 Feb 2026)