LTV · monthly repayment
▼ 0.50% · 3.625%
HK$60,786
−HK$3,812/mo
▼ 0.25% · 3.875%
HK$62,677
−HK$1,921/mo
Today · 4.125%
HK$64,598
baseline
▲ 0.50% · 4.625%
HK$68,528
+HK$3,930/mo
Deposit HK$13.33M · loan HK$13.33M · min. income ≈ HK$129,196/mo (50% DSR)
Upfront cash ≈ HK$14.46M (deposit + AVD stamp duty HK$1,132,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,624
−HK$3,653/mo
▼ 0.25% · 3.875%
HK$69,437
−HK$1,840/mo
Today · 4.125%
HK$71,277
baseline
▲ 0.50% · 4.625%
HK$75,034
+HK$3,757/mo
Deposit HK$13.33M · loan HK$13.33M · min. income ≈ HK$142,554/mo (50% DSR)
Upfront cash ≈ HK$14.46M (deposit + AVD stamp duty HK$1,132,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,943
−HK$4,574/mo
▼ 0.25% · 3.875%
HK$75,212
−HK$2,305/mo
Today · 4.125%
HK$77,517
baseline
▲ 0.50% · 4.625%
HK$82,234
+HK$4,717/mo
Deposit HK$10.66M · loan HK$15.99M · min. income ≈ HK$155,034/mo (50% DSR)
Upfront cash ≈ HK$11.80M (deposit + AVD stamp duty HK$1,132,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,149
−HK$4,384/mo
▼ 0.25% · 3.875%
HK$83,325
−HK$2,208/mo
Today · 4.125%
HK$85,533
baseline
▲ 0.50% · 4.625%
HK$90,041
+HK$4,508/mo
Deposit HK$10.66M · loan HK$15.99M · min. income ≈ HK$171,066/mo (50% DSR)
Upfront cash ≈ HK$11.80M (deposit + AVD stamp duty HK$1,132,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,100
−HK$5,337/mo
▼ 0.25% · 3.875%
HK$87,747
−HK$2,690/mo
Today · 4.125%
HK$90,437
baseline
▲ 0.50% · 4.625%
HK$95,940
+HK$5,503/mo
Deposit HK$8.00M · loan HK$18.66M · min. income ≈ HK$180,874/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$1,132,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,673
−HK$5,115/mo
▼ 0.25% · 3.875%
HK$97,212
−HK$2,576/mo
Today · 4.125%
HK$99,788
baseline
▲ 0.50% · 4.625%
HK$105,048
+HK$5,260/mo
Deposit HK$8.00M · loan HK$18.66M · min. income ≈ HK$199,576/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$1,132,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,415
−HK$6,861/mo
▼ 0.25% · 3.875%
HK$112,818
−HK$3,458/mo
Today · 4.125%
HK$116,276
baseline
▲ 0.50% · 4.625%
HK$123,351
+HK$7,075/mo
Deposit HK$2.67M · loan HK$23.99M · min. income ≈ HK$232,552/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$1,132,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,723
−HK$6,576/mo
▼ 0.25% · 3.875%
HK$124,987
−HK$3,312/mo
Today · 4.125%
HK$128,299
baseline
▲ 0.50% · 4.625%
HK$135,062
+HK$6,763/mo
Deposit HK$2.67M · loan HK$23.99M · min. income ≈ HK$256,598/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$1,132,945 · Scale 2, in force from 26 Feb 2026)