LTV · monthly repayment
▼ 0.50% · 3.625%
HK$60,787
−HK$3,812/mo
▼ 0.25% · 3.875%
HK$62,678
−HK$1,921/mo
Today · 4.125%
HK$64,599
baseline
▲ 0.50% · 4.625%
HK$68,529
+HK$3,930/mo
Deposit HK$13.33M · loan HK$13.33M · min. income ≈ HK$129,198/mo (50% DSR)
Upfront cash ≈ HK$14.46M (deposit + AVD stamp duty HK$1,132,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,625
−HK$3,653/mo
▼ 0.25% · 3.875%
HK$69,438
−HK$1,840/mo
Today · 4.125%
HK$71,278
baseline
▲ 0.50% · 4.625%
HK$75,036
+HK$3,758/mo
Deposit HK$13.33M · loan HK$13.33M · min. income ≈ HK$142,556/mo (50% DSR)
Upfront cash ≈ HK$14.46M (deposit + AVD stamp duty HK$1,132,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,944
−HK$4,575/mo
▼ 0.25% · 3.875%
HK$75,213
−HK$2,306/mo
Today · 4.125%
HK$77,519
baseline
▲ 0.50% · 4.625%
HK$82,235
+HK$4,716/mo
Deposit HK$10.66M · loan HK$15.99M · min. income ≈ HK$155,038/mo (50% DSR)
Upfront cash ≈ HK$11.80M (deposit + AVD stamp duty HK$1,132,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,150
−HK$4,384/mo
▼ 0.25% · 3.875%
HK$83,326
−HK$2,208/mo
Today · 4.125%
HK$85,534
baseline
▲ 0.50% · 4.625%
HK$90,043
+HK$4,509/mo
Deposit HK$10.66M · loan HK$15.99M · min. income ≈ HK$171,068/mo (50% DSR)
Upfront cash ≈ HK$11.80M (deposit + AVD stamp duty HK$1,132,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,102
−HK$5,336/mo
▼ 0.25% · 3.875%
HK$87,749
−HK$2,689/mo
Today · 4.125%
HK$90,438
baseline
▲ 0.50% · 4.625%
HK$95,941
+HK$5,503/mo
Deposit HK$8.00M · loan HK$18.66M · min. income ≈ HK$180,876/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$1,132,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,675
−HK$5,115/mo
▼ 0.25% · 3.875%
HK$97,214
−HK$2,576/mo
Today · 4.125%
HK$99,790
baseline
▲ 0.50% · 4.625%
HK$105,050
+HK$5,260/mo
Deposit HK$8.00M · loan HK$18.66M · min. income ≈ HK$199,580/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$1,132,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,416
−HK$6,862/mo
▼ 0.25% · 3.875%
HK$112,820
−HK$3,458/mo
Today · 4.125%
HK$116,278
baseline
▲ 0.50% · 4.625%
HK$123,353
+HK$7,075/mo
Deposit HK$2.67M · loan HK$23.99M · min. income ≈ HK$232,556/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$1,132,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,725
−HK$6,576/mo
▼ 0.25% · 3.875%
HK$124,989
−HK$3,312/mo
Today · 4.125%
HK$128,301
baseline
▲ 0.50% · 4.625%
HK$135,064
+HK$6,763/mo
Deposit HK$2.67M · loan HK$23.99M · min. income ≈ HK$256,602/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$1,132,962 · Scale 2, in force from 26 Feb 2026)