LTV · monthly repayment
▼ 0.50% · 3.625%
HK$60,791
−HK$3,812/mo
▼ 0.25% · 3.875%
HK$62,682
−HK$1,921/mo
Today · 4.125%
HK$64,603
baseline
▲ 0.50% · 4.625%
HK$68,534
+HK$3,931/mo
Deposit HK$13.33M · loan HK$13.33M · min. income ≈ HK$129,206/mo (50% DSR)
Upfront cash ≈ HK$14.46M (deposit + AVD stamp duty HK$1,133,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,629
−HK$3,654/mo
▼ 0.25% · 3.875%
HK$69,443
−HK$1,840/mo
Today · 4.125%
HK$71,283
baseline
▲ 0.50% · 4.625%
HK$75,040
+HK$3,757/mo
Deposit HK$13.33M · loan HK$13.33M · min. income ≈ HK$142,566/mo (50% DSR)
Upfront cash ≈ HK$14.46M (deposit + AVD stamp duty HK$1,133,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,949
−HK$4,575/mo
▼ 0.25% · 3.875%
HK$75,218
−HK$2,306/mo
Today · 4.125%
HK$77,524
baseline
▲ 0.50% · 4.625%
HK$82,241
+HK$4,717/mo
Deposit HK$10.66M · loan HK$16.00M · min. income ≈ HK$155,048/mo (50% DSR)
Upfront cash ≈ HK$11.80M (deposit + AVD stamp duty HK$1,133,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,155
−HK$4,385/mo
▼ 0.25% · 3.875%
HK$83,332
−HK$2,208/mo
Today · 4.125%
HK$85,540
baseline
▲ 0.50% · 4.625%
HK$90,049
+HK$4,509/mo
Deposit HK$10.66M · loan HK$16.00M · min. income ≈ HK$171,080/mo (50% DSR)
Upfront cash ≈ HK$11.80M (deposit + AVD stamp duty HK$1,133,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,107
−HK$5,337/mo
▼ 0.25% · 3.875%
HK$87,755
−HK$2,689/mo
Today · 4.125%
HK$90,444
baseline
▲ 0.50% · 4.625%
HK$95,948
+HK$5,504/mo
Deposit HK$8.00M · loan HK$18.66M · min. income ≈ HK$180,888/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$1,133,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,681
−HK$5,115/mo
▼ 0.25% · 3.875%
HK$97,220
−HK$2,576/mo
Today · 4.125%
HK$99,796
baseline
▲ 0.50% · 4.625%
HK$105,057
+HK$5,261/mo
Deposit HK$8.00M · loan HK$18.66M · min. income ≈ HK$199,592/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$1,133,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,424
−HK$6,861/mo
▼ 0.25% · 3.875%
HK$112,827
−HK$3,458/mo
Today · 4.125%
HK$116,285
baseline
▲ 0.50% · 4.625%
HK$123,361
+HK$7,076/mo
Deposit HK$2.67M · loan HK$23.99M · min. income ≈ HK$232,570/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$1,133,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,733
−HK$6,577/mo
▼ 0.25% · 3.875%
HK$124,997
−HK$3,313/mo
Today · 4.125%
HK$128,310
baseline
▲ 0.50% · 4.625%
HK$135,073
+HK$6,763/mo
Deposit HK$2.67M · loan HK$23.99M · min. income ≈ HK$256,620/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$1,133,037 · Scale 2, in force from 26 Feb 2026)