LTV · monthly repayment
▼ 0.50% · 3.625%
HK$60,794
−HK$3,813/mo
▼ 0.25% · 3.875%
HK$62,685
−HK$1,922/mo
Today · 4.125%
HK$64,607
baseline
▲ 0.50% · 4.625%
HK$68,538
+HK$3,931/mo
Deposit HK$13.33M · loan HK$13.33M · min. income ≈ HK$129,214/mo (50% DSR)
Upfront cash ≈ HK$14.46M (deposit + AVD stamp duty HK$1,133,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,633
−HK$3,654/mo
▼ 0.25% · 3.875%
HK$69,447
−HK$1,840/mo
Today · 4.125%
HK$71,287
baseline
▲ 0.50% · 4.625%
HK$75,045
+HK$3,758/mo
Deposit HK$13.33M · loan HK$13.33M · min. income ≈ HK$142,574/mo (50% DSR)
Upfront cash ≈ HK$14.46M (deposit + AVD stamp duty HK$1,133,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,953
−HK$4,575/mo
▼ 0.25% · 3.875%
HK$75,222
−HK$2,306/mo
Today · 4.125%
HK$77,528
baseline
▲ 0.50% · 4.625%
HK$82,245
+HK$4,717/mo
Deposit HK$10.66M · loan HK$16.00M · min. income ≈ HK$155,056/mo (50% DSR)
Upfront cash ≈ HK$11.80M (deposit + AVD stamp duty HK$1,133,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,160
−HK$4,385/mo
▼ 0.25% · 3.875%
HK$83,336
−HK$2,209/mo
Today · 4.125%
HK$85,545
baseline
▲ 0.50% · 4.625%
HK$90,054
+HK$4,509/mo
Deposit HK$10.66M · loan HK$16.00M · min. income ≈ HK$171,090/mo (50% DSR)
Upfront cash ≈ HK$11.80M (deposit + AVD stamp duty HK$1,133,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,112
−HK$5,337/mo
▼ 0.25% · 3.875%
HK$87,760
−HK$2,689/mo
Today · 4.125%
HK$90,449
baseline
▲ 0.50% · 4.625%
HK$95,953
+HK$5,504/mo
Deposit HK$8.00M · loan HK$18.66M · min. income ≈ HK$180,898/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$1,133,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,686
−HK$5,116/mo
▼ 0.25% · 3.875%
HK$97,226
−HK$2,576/mo
Today · 4.125%
HK$99,802
baseline
▲ 0.50% · 4.625%
HK$105,063
+HK$5,261/mo
Deposit HK$8.00M · loan HK$18.66M · min. income ≈ HK$199,604/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$1,133,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,430
−HK$6,862/mo
▼ 0.25% · 3.875%
HK$112,834
−HK$3,458/mo
Today · 4.125%
HK$116,292
baseline
▲ 0.50% · 4.625%
HK$123,368
+HK$7,076/mo
Deposit HK$2.67M · loan HK$24.00M · min. income ≈ HK$232,584/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$1,133,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,740
−HK$6,577/mo
▼ 0.25% · 3.875%
HK$125,005
−HK$3,312/mo
Today · 4.125%
HK$128,317
baseline
▲ 0.50% · 4.625%
HK$135,081
+HK$6,764/mo
Deposit HK$2.67M · loan HK$24.00M · min. income ≈ HK$256,634/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$1,133,101 · Scale 2, in force from 26 Feb 2026)