LTV · monthly repayment
▼ 0.50% · 3.625%
HK$60,799
−HK$3,813/mo
▼ 0.25% · 3.875%
HK$62,690
−HK$1,922/mo
Today · 4.125%
HK$64,612
baseline
▲ 0.50% · 4.625%
HK$68,543
+HK$3,931/mo
Deposit HK$13.33M · loan HK$13.33M · min. income ≈ HK$129,224/mo (50% DSR)
Upfront cash ≈ HK$14.46M (deposit + AVD stamp duty HK$1,133,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,638
−HK$3,654/mo
▼ 0.25% · 3.875%
HK$69,452
−HK$1,840/mo
Today · 4.125%
HK$71,292
baseline
▲ 0.50% · 4.625%
HK$75,050
+HK$3,758/mo
Deposit HK$13.33M · loan HK$13.33M · min. income ≈ HK$142,584/mo (50% DSR)
Upfront cash ≈ HK$14.46M (deposit + AVD stamp duty HK$1,133,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,959
−HK$4,575/mo
▼ 0.25% · 3.875%
HK$75,228
−HK$2,306/mo
Today · 4.125%
HK$77,534
baseline
▲ 0.50% · 4.625%
HK$82,252
+HK$4,718/mo
Deposit HK$10.67M · loan HK$16.00M · min. income ≈ HK$155,068/mo (50% DSR)
Upfront cash ≈ HK$11.80M (deposit + AVD stamp duty HK$1,133,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,166
−HK$4,385/mo
▼ 0.25% · 3.875%
HK$83,343
−HK$2,208/mo
Today · 4.125%
HK$85,551
baseline
▲ 0.50% · 4.625%
HK$90,060
+HK$4,509/mo
Deposit HK$10.67M · loan HK$16.00M · min. income ≈ HK$171,102/mo (50% DSR)
Upfront cash ≈ HK$11.80M (deposit + AVD stamp duty HK$1,133,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,119
−HK$5,337/mo
▼ 0.25% · 3.875%
HK$87,766
−HK$2,690/mo
Today · 4.125%
HK$90,456
baseline
▲ 0.50% · 4.625%
HK$95,960
+HK$5,504/mo
Deposit HK$8.00M · loan HK$18.66M · min. income ≈ HK$180,912/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$1,133,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,693
−HK$5,116/mo
▼ 0.25% · 3.875%
HK$97,233
−HK$2,576/mo
Today · 4.125%
HK$99,809
baseline
▲ 0.50% · 4.625%
HK$105,071
+HK$5,262/mo
Deposit HK$8.00M · loan HK$18.66M · min. income ≈ HK$199,618/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$1,133,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,438
−HK$6,863/mo
▼ 0.25% · 3.875%
HK$112,842
−HK$3,459/mo
Today · 4.125%
HK$116,301
baseline
▲ 0.50% · 4.625%
HK$123,377
+HK$7,076/mo
Deposit HK$2.67M · loan HK$24.00M · min. income ≈ HK$232,602/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$1,133,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,749
−HK$6,577/mo
▼ 0.25% · 3.875%
HK$125,014
−HK$3,312/mo
Today · 4.125%
HK$128,326
baseline
▲ 0.50% · 4.625%
HK$135,091
+HK$6,765/mo
Deposit HK$2.67M · loan HK$24.00M · min. income ≈ HK$256,652/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$1,133,186 · Scale 2, in force from 26 Feb 2026)