LTV · monthly repayment
▼ 0.50% · 3.625%
HK$60,800
−HK$3,812/mo
▼ 0.25% · 3.875%
HK$62,691
−HK$1,921/mo
Today · 4.125%
HK$64,612
baseline
▲ 0.50% · 4.625%
HK$68,544
+HK$3,932/mo
Deposit HK$13.33M · loan HK$13.33M · min. income ≈ HK$129,224/mo (50% DSR)
Upfront cash ≈ HK$14.46M (deposit + AVD stamp duty HK$1,133,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,639
−HK$3,654/mo
▼ 0.25% · 3.875%
HK$69,453
−HK$1,840/mo
Today · 4.125%
HK$71,293
baseline
▲ 0.50% · 4.625%
HK$75,051
+HK$3,758/mo
Deposit HK$13.33M · loan HK$13.33M · min. income ≈ HK$142,586/mo (50% DSR)
Upfront cash ≈ HK$14.46M (deposit + AVD stamp duty HK$1,133,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,959
−HK$4,576/mo
▼ 0.25% · 3.875%
HK$75,229
−HK$2,306/mo
Today · 4.125%
HK$77,535
baseline
▲ 0.50% · 4.625%
HK$82,252
+HK$4,717/mo
Deposit HK$10.67M · loan HK$16.00M · min. income ≈ HK$155,070/mo (50% DSR)
Upfront cash ≈ HK$11.80M (deposit + AVD stamp duty HK$1,133,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,167
−HK$4,385/mo
▼ 0.25% · 3.875%
HK$83,343
−HK$2,209/mo
Today · 4.125%
HK$85,552
baseline
▲ 0.50% · 4.625%
HK$90,061
+HK$4,509/mo
Deposit HK$10.67M · loan HK$16.00M · min. income ≈ HK$171,104/mo (50% DSR)
Upfront cash ≈ HK$11.80M (deposit + AVD stamp duty HK$1,133,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,119
−HK$5,338/mo
▼ 0.25% · 3.875%
HK$87,767
−HK$2,690/mo
Today · 4.125%
HK$90,457
baseline
▲ 0.50% · 4.625%
HK$95,961
+HK$5,504/mo
Deposit HK$8.00M · loan HK$18.66M · min. income ≈ HK$180,914/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$1,133,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,694
−HK$5,116/mo
▼ 0.25% · 3.875%
HK$97,234
−HK$2,576/mo
Today · 4.125%
HK$99,810
baseline
▲ 0.50% · 4.625%
HK$105,072
+HK$5,262/mo
Deposit HK$8.00M · loan HK$18.66M · min. income ≈ HK$199,620/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$1,133,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,439
−HK$6,863/mo
▼ 0.25% · 3.875%
HK$112,843
−HK$3,459/mo
Today · 4.125%
HK$116,302
baseline
▲ 0.50% · 4.625%
HK$123,379
+HK$7,077/mo
Deposit HK$2.67M · loan HK$24.00M · min. income ≈ HK$232,604/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$1,133,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,750
−HK$6,578/mo
▼ 0.25% · 3.875%
HK$125,015
−HK$3,313/mo
Today · 4.125%
HK$128,328
baseline
▲ 0.50% · 4.625%
HK$135,092
+HK$6,764/mo
Deposit HK$2.67M · loan HK$24.00M · min. income ≈ HK$256,656/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$1,133,198 · Scale 2, in force from 26 Feb 2026)