LTV · monthly repayment
▼ 0.50% · 3.625%
HK$60,802
−HK$3,813/mo
▼ 0.25% · 3.875%
HK$62,693
−HK$1,922/mo
Today · 4.125%
HK$64,615
baseline
▲ 0.50% · 4.625%
HK$68,546
+HK$3,931/mo
Deposit HK$13.33M · loan HK$13.33M · min. income ≈ HK$129,230/mo (50% DSR)
Upfront cash ≈ HK$14.47M (deposit + AVD stamp duty HK$1,133,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,642
−HK$3,654/mo
▼ 0.25% · 3.875%
HK$69,456
−HK$1,840/mo
Today · 4.125%
HK$71,296
baseline
▲ 0.50% · 4.625%
HK$75,054
+HK$3,758/mo
Deposit HK$13.33M · loan HK$13.33M · min. income ≈ HK$142,592/mo (50% DSR)
Upfront cash ≈ HK$14.47M (deposit + AVD stamp duty HK$1,133,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,962
−HK$4,576/mo
▼ 0.25% · 3.875%
HK$75,232
−HK$2,306/mo
Today · 4.125%
HK$77,538
baseline
▲ 0.50% · 4.625%
HK$82,256
+HK$4,718/mo
Deposit HK$10.67M · loan HK$16.00M · min. income ≈ HK$155,076/mo (50% DSR)
Upfront cash ≈ HK$11.80M (deposit + AVD stamp duty HK$1,133,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,170
−HK$4,385/mo
▼ 0.25% · 3.875%
HK$83,347
−HK$2,208/mo
Today · 4.125%
HK$85,555
baseline
▲ 0.50% · 4.625%
HK$90,065
+HK$4,510/mo
Deposit HK$10.67M · loan HK$16.00M · min. income ≈ HK$171,110/mo (50% DSR)
Upfront cash ≈ HK$11.80M (deposit + AVD stamp duty HK$1,133,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,123
−HK$5,338/mo
▼ 0.25% · 3.875%
HK$87,770
−HK$2,691/mo
Today · 4.125%
HK$90,461
baseline
▲ 0.50% · 4.625%
HK$95,965
+HK$5,504/mo
Deposit HK$8.00M · loan HK$18.67M · min. income ≈ HK$180,922/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$1,133,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,698
−HK$5,116/mo
▼ 0.25% · 3.875%
HK$97,238
−HK$2,576/mo
Today · 4.125%
HK$99,814
baseline
▲ 0.50% · 4.625%
HK$105,076
+HK$5,262/mo
Deposit HK$8.00M · loan HK$18.67M · min. income ≈ HK$199,628/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$1,133,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,443
−HK$6,863/mo
▼ 0.25% · 3.875%
HK$112,848
−HK$3,458/mo
Today · 4.125%
HK$116,306
baseline
▲ 0.50% · 4.625%
HK$123,383
+HK$7,077/mo
Deposit HK$2.67M · loan HK$24.00M · min. income ≈ HK$232,612/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$1,133,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,755
−HK$6,578/mo
▼ 0.25% · 3.875%
HK$125,020
−HK$3,313/mo
Today · 4.125%
HK$128,333
baseline
▲ 0.50% · 4.625%
HK$135,097
+HK$6,764/mo
Deposit HK$2.67M · loan HK$24.00M · min. income ≈ HK$256,666/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$1,133,242 · Scale 2, in force from 26 Feb 2026)