LTV · monthly repayment
▼ 0.50% · 3.625%
HK$60,805
−HK$3,813/mo
▼ 0.25% · 3.875%
HK$62,697
−HK$1,921/mo
Today · 4.125%
HK$64,618
baseline
▲ 0.50% · 4.625%
HK$68,550
+HK$3,932/mo
Deposit HK$13.33M · loan HK$13.33M · min. income ≈ HK$129,236/mo (50% DSR)
Upfront cash ≈ HK$14.47M (deposit + AVD stamp duty HK$1,133,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,645
−HK$3,655/mo
▼ 0.25% · 3.875%
HK$69,459
−HK$1,841/mo
Today · 4.125%
HK$71,300
baseline
▲ 0.50% · 4.625%
HK$75,058
+HK$3,758/mo
Deposit HK$13.33M · loan HK$13.33M · min. income ≈ HK$142,600/mo (50% DSR)
Upfront cash ≈ HK$14.47M (deposit + AVD stamp duty HK$1,133,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,966
−HK$4,576/mo
▼ 0.25% · 3.875%
HK$75,236
−HK$2,306/mo
Today · 4.125%
HK$77,542
baseline
▲ 0.50% · 4.625%
HK$82,260
+HK$4,718/mo
Deposit HK$10.67M · loan HK$16.00M · min. income ≈ HK$155,084/mo (50% DSR)
Upfront cash ≈ HK$11.80M (deposit + AVD stamp duty HK$1,133,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,174
−HK$4,386/mo
▼ 0.25% · 3.875%
HK$83,351
−HK$2,209/mo
Today · 4.125%
HK$85,560
baseline
▲ 0.50% · 4.625%
HK$90,070
+HK$4,510/mo
Deposit HK$10.67M · loan HK$16.00M · min. income ≈ HK$171,120/mo (50% DSR)
Upfront cash ≈ HK$11.80M (deposit + AVD stamp duty HK$1,133,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,127
−HK$5,339/mo
▼ 0.25% · 3.875%
HK$87,775
−HK$2,691/mo
Today · 4.125%
HK$90,466
baseline
▲ 0.50% · 4.625%
HK$95,970
+HK$5,504/mo
Deposit HK$8.00M · loan HK$18.67M · min. income ≈ HK$180,932/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$1,133,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,703
−HK$5,117/mo
▼ 0.25% · 3.875%
HK$97,243
−HK$2,577/mo
Today · 4.125%
HK$99,820
baseline
▲ 0.50% · 4.625%
HK$105,082
+HK$5,262/mo
Deposit HK$8.00M · loan HK$18.67M · min. income ≈ HK$199,640/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$1,133,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,450
−HK$6,863/mo
▼ 0.25% · 3.875%
HK$112,854
−HK$3,459/mo
Today · 4.125%
HK$116,313
baseline
▲ 0.50% · 4.625%
HK$123,390
+HK$7,077/mo
Deposit HK$2.67M · loan HK$24.00M · min. income ≈ HK$232,626/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$1,133,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,762
−HK$6,578/mo
▼ 0.25% · 3.875%
HK$125,027
−HK$3,313/mo
Today · 4.125%
HK$128,340
baseline
▲ 0.50% · 4.625%
HK$135,105
+HK$6,765/mo
Deposit HK$2.67M · loan HK$24.00M · min. income ≈ HK$256,680/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$1,133,305 · Scale 2, in force from 26 Feb 2026)