LTV · monthly repayment
▼ 0.50% · 3.625%
HK$60,806
−HK$3,813/mo
▼ 0.25% · 3.875%
HK$62,698
−HK$1,921/mo
Today · 4.125%
HK$64,619
baseline
▲ 0.50% · 4.625%
HK$68,551
+HK$3,932/mo
Deposit HK$13.33M · loan HK$13.33M · min. income ≈ HK$129,238/mo (50% DSR)
Upfront cash ≈ HK$14.47M (deposit + AVD stamp duty HK$1,133,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,646
−HK$3,655/mo
▼ 0.25% · 3.875%
HK$69,461
−HK$1,840/mo
Today · 4.125%
HK$71,301
baseline
▲ 0.50% · 4.625%
HK$75,059
+HK$3,758/mo
Deposit HK$13.33M · loan HK$13.33M · min. income ≈ HK$142,602/mo (50% DSR)
Upfront cash ≈ HK$14.47M (deposit + AVD stamp duty HK$1,133,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,968
−HK$4,575/mo
▼ 0.25% · 3.875%
HK$75,237
−HK$2,306/mo
Today · 4.125%
HK$77,543
baseline
▲ 0.50% · 4.625%
HK$82,262
+HK$4,719/mo
Deposit HK$10.67M · loan HK$16.00M · min. income ≈ HK$155,086/mo (50% DSR)
Upfront cash ≈ HK$11.80M (deposit + AVD stamp duty HK$1,133,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,176
−HK$4,385/mo
▼ 0.25% · 3.875%
HK$83,353
−HK$2,208/mo
Today · 4.125%
HK$85,561
baseline
▲ 0.50% · 4.625%
HK$90,071
+HK$4,510/mo
Deposit HK$10.67M · loan HK$16.00M · min. income ≈ HK$171,122/mo (50% DSR)
Upfront cash ≈ HK$11.80M (deposit + AVD stamp duty HK$1,133,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,129
−HK$5,338/mo
▼ 0.25% · 3.875%
HK$87,777
−HK$2,690/mo
Today · 4.125%
HK$90,467
baseline
▲ 0.50% · 4.625%
HK$95,972
+HK$5,505/mo
Deposit HK$8.00M · loan HK$18.67M · min. income ≈ HK$180,934/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$1,133,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,705
−HK$5,117/mo
▼ 0.25% · 3.875%
HK$97,245
−HK$2,577/mo
Today · 4.125%
HK$99,822
baseline
▲ 0.50% · 4.625%
HK$105,083
+HK$5,261/mo
Deposit HK$8.00M · loan HK$18.67M · min. income ≈ HK$199,644/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$1,133,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,451
−HK$6,864/mo
▼ 0.25% · 3.875%
HK$112,856
−HK$3,459/mo
Today · 4.125%
HK$116,315
baseline
▲ 0.50% · 4.625%
HK$123,392
+HK$7,077/mo
Deposit HK$2.67M · loan HK$24.00M · min. income ≈ HK$232,630/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$1,133,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,763
−HK$6,579/mo
▼ 0.25% · 3.875%
HK$125,029
−HK$3,313/mo
Today · 4.125%
HK$128,342
baseline
▲ 0.50% · 4.625%
HK$135,107
+HK$6,765/mo
Deposit HK$2.67M · loan HK$24.00M · min. income ≈ HK$256,684/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$1,133,323 · Scale 2, in force from 26 Feb 2026)