LTV · monthly repayment
▼ 0.50% · 3.625%
HK$60,807
−HK$3,813/mo
▼ 0.25% · 3.875%
HK$62,698
−HK$1,922/mo
Today · 4.125%
HK$64,620
baseline
▲ 0.50% · 4.625%
HK$68,552
+HK$3,932/mo
Deposit HK$13.33M · loan HK$13.33M · min. income ≈ HK$129,240/mo (50% DSR)
Upfront cash ≈ HK$14.47M (deposit + AVD stamp duty HK$1,133,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,647
−HK$3,655/mo
▼ 0.25% · 3.875%
HK$69,461
−HK$1,841/mo
Today · 4.125%
HK$71,302
baseline
▲ 0.50% · 4.625%
HK$75,060
+HK$3,758/mo
Deposit HK$13.33M · loan HK$13.33M · min. income ≈ HK$142,604/mo (50% DSR)
Upfront cash ≈ HK$14.47M (deposit + AVD stamp duty HK$1,133,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,968
−HK$4,576/mo
▼ 0.25% · 3.875%
HK$75,238
−HK$2,306/mo
Today · 4.125%
HK$77,544
baseline
▲ 0.50% · 4.625%
HK$82,262
+HK$4,718/mo
Deposit HK$10.67M · loan HK$16.00M · min. income ≈ HK$155,088/mo (50% DSR)
Upfront cash ≈ HK$11.80M (deposit + AVD stamp duty HK$1,133,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,176
−HK$4,386/mo
▼ 0.25% · 3.875%
HK$83,353
−HK$2,209/mo
Today · 4.125%
HK$85,562
baseline
▲ 0.50% · 4.625%
HK$90,072
+HK$4,510/mo
Deposit HK$10.67M · loan HK$16.00M · min. income ≈ HK$171,124/mo (50% DSR)
Upfront cash ≈ HK$11.80M (deposit + AVD stamp duty HK$1,133,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,129
−HK$5,339/mo
▼ 0.25% · 3.875%
HK$87,777
−HK$2,691/mo
Today · 4.125%
HK$90,468
baseline
▲ 0.50% · 4.625%
HK$95,972
+HK$5,504/mo
Deposit HK$8.00M · loan HK$18.67M · min. income ≈ HK$180,936/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$1,133,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,706
−HK$5,116/mo
▼ 0.25% · 3.875%
HK$97,246
−HK$2,576/mo
Today · 4.125%
HK$99,822
baseline
▲ 0.50% · 4.625%
HK$105,084
+HK$5,262/mo
Deposit HK$8.00M · loan HK$18.67M · min. income ≈ HK$199,644/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$1,133,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,452
−HK$6,864/mo
▼ 0.25% · 3.875%
HK$112,857
−HK$3,459/mo
Today · 4.125%
HK$116,316
baseline
▲ 0.50% · 4.625%
HK$123,393
+HK$7,077/mo
Deposit HK$2.67M · loan HK$24.00M · min. income ≈ HK$232,632/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$1,133,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,764
−HK$6,579/mo
▼ 0.25% · 3.875%
HK$125,030
−HK$3,313/mo
Today · 4.125%
HK$128,343
baseline
▲ 0.50% · 4.625%
HK$135,108
+HK$6,765/mo
Deposit HK$2.67M · loan HK$24.00M · min. income ≈ HK$256,686/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$1,133,331 · Scale 2, in force from 26 Feb 2026)