LTV · monthly repayment
▼ 0.50% · 3.625%
HK$60,808
−HK$3,813/mo
▼ 0.25% · 3.875%
HK$62,700
−HK$1,921/mo
Today · 4.125%
HK$64,621
baseline
▲ 0.50% · 4.625%
HK$68,553
+HK$3,932/mo
Deposit HK$13.33M · loan HK$13.33M · min. income ≈ HK$129,242/mo (50% DSR)
Upfront cash ≈ HK$14.47M (deposit + AVD stamp duty HK$1,133,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,648
−HK$3,655/mo
▼ 0.25% · 3.875%
HK$69,463
−HK$1,840/mo
Today · 4.125%
HK$71,303
baseline
▲ 0.50% · 4.625%
HK$75,062
+HK$3,759/mo
Deposit HK$13.33M · loan HK$13.33M · min. income ≈ HK$142,606/mo (50% DSR)
Upfront cash ≈ HK$14.47M (deposit + AVD stamp duty HK$1,133,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,970
−HK$4,576/mo
▼ 0.25% · 3.875%
HK$75,240
−HK$2,306/mo
Today · 4.125%
HK$77,546
baseline
▲ 0.50% · 4.625%
HK$82,264
+HK$4,718/mo
Deposit HK$10.67M · loan HK$16.00M · min. income ≈ HK$155,092/mo (50% DSR)
Upfront cash ≈ HK$11.80M (deposit + AVD stamp duty HK$1,133,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,178
−HK$4,386/mo
▼ 0.25% · 3.875%
HK$83,355
−HK$2,209/mo
Today · 4.125%
HK$85,564
baseline
▲ 0.50% · 4.625%
HK$90,074
+HK$4,510/mo
Deposit HK$10.67M · loan HK$16.00M · min. income ≈ HK$171,128/mo (50% DSR)
Upfront cash ≈ HK$11.80M (deposit + AVD stamp duty HK$1,133,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,131
−HK$5,339/mo
▼ 0.25% · 3.875%
HK$87,779
−HK$2,691/mo
Today · 4.125%
HK$90,470
baseline
▲ 0.50% · 4.625%
HK$95,975
+HK$5,505/mo
Deposit HK$8.00M · loan HK$18.67M · min. income ≈ HK$180,940/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$1,133,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,708
−HK$5,117/mo
▼ 0.25% · 3.875%
HK$97,248
−HK$2,577/mo
Today · 4.125%
HK$99,825
baseline
▲ 0.50% · 4.625%
HK$105,087
+HK$5,262/mo
Deposit HK$8.00M · loan HK$18.67M · min. income ≈ HK$199,650/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$1,133,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,455
−HK$6,863/mo
▼ 0.25% · 3.875%
HK$112,859
−HK$3,459/mo
Today · 4.125%
HK$116,318
baseline
▲ 0.50% · 4.625%
HK$123,396
+HK$7,078/mo
Deposit HK$2.67M · loan HK$24.00M · min. income ≈ HK$232,636/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$1,133,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,767
−HK$6,579/mo
▼ 0.25% · 3.875%
HK$125,033
−HK$3,313/mo
Today · 4.125%
HK$128,346
baseline
▲ 0.50% · 4.625%
HK$135,111
+HK$6,765/mo
Deposit HK$2.67M · loan HK$24.00M · min. income ≈ HK$256,692/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$1,133,358 · Scale 2, in force from 26 Feb 2026)