LTV · monthly repayment
▼ 0.50% · 3.625%
HK$60,809
−HK$3,813/mo
▼ 0.25% · 3.875%
HK$62,701
−HK$1,921/mo
Today · 4.125%
HK$64,622
baseline
▲ 0.50% · 4.625%
HK$68,554
+HK$3,932/mo
Deposit HK$13.33M · loan HK$13.33M · min. income ≈ HK$129,244/mo (50% DSR)
Upfront cash ≈ HK$14.47M (deposit + AVD stamp duty HK$1,133,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,649
−HK$3,655/mo
▼ 0.25% · 3.875%
HK$69,464
−HK$1,840/mo
Today · 4.125%
HK$71,304
baseline
▲ 0.50% · 4.625%
HK$75,063
+HK$3,759/mo
Deposit HK$13.33M · loan HK$13.33M · min. income ≈ HK$142,608/mo (50% DSR)
Upfront cash ≈ HK$14.47M (deposit + AVD stamp duty HK$1,133,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,971
−HK$4,576/mo
▼ 0.25% · 3.875%
HK$75,241
−HK$2,306/mo
Today · 4.125%
HK$77,547
baseline
▲ 0.50% · 4.625%
HK$82,265
+HK$4,718/mo
Deposit HK$10.67M · loan HK$16.00M · min. income ≈ HK$155,094/mo (50% DSR)
Upfront cash ≈ HK$11.80M (deposit + AVD stamp duty HK$1,133,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,179
−HK$4,386/mo
▼ 0.25% · 3.875%
HK$83,356
−HK$2,209/mo
Today · 4.125%
HK$85,565
baseline
▲ 0.50% · 4.625%
HK$90,075
+HK$4,510/mo
Deposit HK$10.67M · loan HK$16.00M · min. income ≈ HK$171,130/mo (50% DSR)
Upfront cash ≈ HK$11.80M (deposit + AVD stamp duty HK$1,133,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,133
−HK$5,338/mo
▼ 0.25% · 3.875%
HK$87,781
−HK$2,690/mo
Today · 4.125%
HK$90,471
baseline
▲ 0.50% · 4.625%
HK$95,976
+HK$5,505/mo
Deposit HK$8.00M · loan HK$18.67M · min. income ≈ HK$180,942/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$1,133,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,709
−HK$5,117/mo
▼ 0.25% · 3.875%
HK$97,249
−HK$2,577/mo
Today · 4.125%
HK$99,826
baseline
▲ 0.50% · 4.625%
HK$105,088
+HK$5,262/mo
Deposit HK$8.00M · loan HK$18.67M · min. income ≈ HK$199,652/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$1,133,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,456
−HK$6,864/mo
▼ 0.25% · 3.875%
HK$112,861
−HK$3,459/mo
Today · 4.125%
HK$116,320
baseline
▲ 0.50% · 4.625%
HK$123,398
+HK$7,078/mo
Deposit HK$2.67M · loan HK$24.00M · min. income ≈ HK$232,640/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$1,133,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,769
−HK$6,579/mo
▼ 0.25% · 3.875%
HK$125,035
−HK$3,313/mo
Today · 4.125%
HK$128,348
baseline
▲ 0.50% · 4.625%
HK$135,113
+HK$6,765/mo
Deposit HK$2.67M · loan HK$24.00M · min. income ≈ HK$256,696/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$1,133,374 · Scale 2, in force from 26 Feb 2026)