LTV · monthly repayment
▼ 0.50% · 3.625%
HK$60,814
−HK$3,813/mo
▼ 0.25% · 3.875%
HK$62,705
−HK$1,922/mo
Today · 4.125%
HK$64,627
baseline
▲ 0.50% · 4.625%
HK$68,560
+HK$3,933/mo
Deposit HK$13.33M · loan HK$13.33M · min. income ≈ HK$129,254/mo (50% DSR)
Upfront cash ≈ HK$14.47M (deposit + AVD stamp duty HK$1,133,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,655
−HK$3,655/mo
▼ 0.25% · 3.875%
HK$69,469
−HK$1,841/mo
Today · 4.125%
HK$71,310
baseline
▲ 0.50% · 4.625%
HK$75,069
+HK$3,759/mo
Deposit HK$13.33M · loan HK$13.33M · min. income ≈ HK$142,620/mo (50% DSR)
Upfront cash ≈ HK$14.47M (deposit + AVD stamp duty HK$1,133,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,976
−HK$4,577/mo
▼ 0.25% · 3.875%
HK$75,246
−HK$2,307/mo
Today · 4.125%
HK$77,553
baseline
▲ 0.50% · 4.625%
HK$82,272
+HK$4,719/mo
Deposit HK$10.67M · loan HK$16.00M · min. income ≈ HK$155,106/mo (50% DSR)
Upfront cash ≈ HK$11.80M (deposit + AVD stamp duty HK$1,133,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,186
−HK$4,386/mo
▼ 0.25% · 3.875%
HK$83,363
−HK$2,209/mo
Today · 4.125%
HK$85,572
baseline
▲ 0.50% · 4.625%
HK$90,082
+HK$4,510/mo
Deposit HK$10.67M · loan HK$16.00M · min. income ≈ HK$171,144/mo (50% DSR)
Upfront cash ≈ HK$11.80M (deposit + AVD stamp duty HK$1,133,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,139
−HK$5,339/mo
▼ 0.25% · 3.875%
HK$87,788
−HK$2,690/mo
Today · 4.125%
HK$90,478
baseline
▲ 0.50% · 4.625%
HK$95,984
+HK$5,506/mo
Deposit HK$8.00M · loan HK$18.67M · min. income ≈ HK$180,956/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$1,133,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,717
−HK$5,117/mo
▼ 0.25% · 3.875%
HK$97,257
−HK$2,577/mo
Today · 4.125%
HK$99,834
baseline
▲ 0.50% · 4.625%
HK$105,096
+HK$5,262/mo
Deposit HK$8.00M · loan HK$18.67M · min. income ≈ HK$199,668/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$1,133,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,465
−HK$6,864/mo
▼ 0.25% · 3.875%
HK$112,870
−HK$3,459/mo
Today · 4.125%
HK$116,329
baseline
▲ 0.50% · 4.625%
HK$123,407
+HK$7,078/mo
Deposit HK$2.67M · loan HK$24.00M · min. income ≈ HK$232,658/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$1,133,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,778
−HK$6,580/mo
▼ 0.25% · 3.875%
HK$125,044
−HK$3,314/mo
Today · 4.125%
HK$128,358
baseline
▲ 0.50% · 4.625%
HK$135,124
+HK$6,766/mo
Deposit HK$2.67M · loan HK$24.00M · min. income ≈ HK$256,716/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$1,133,462 · Scale 2, in force from 26 Feb 2026)