LTV · monthly repayment
▼ 0.50% · 3.625%
HK$60,814
−HK$3,814/mo
▼ 0.25% · 3.875%
HK$62,706
−HK$1,922/mo
Today · 4.125%
HK$64,628
baseline
▲ 0.50% · 4.625%
HK$68,560
+HK$3,932/mo
Deposit HK$13.33M · loan HK$13.33M · min. income ≈ HK$129,256/mo (50% DSR)
Upfront cash ≈ HK$14.47M (deposit + AVD stamp duty HK$1,133,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,655
−HK$3,656/mo
▼ 0.25% · 3.875%
HK$69,470
−HK$1,841/mo
Today · 4.125%
HK$71,311
baseline
▲ 0.50% · 4.625%
HK$75,070
+HK$3,759/mo
Deposit HK$13.33M · loan HK$13.33M · min. income ≈ HK$142,622/mo (50% DSR)
Upfront cash ≈ HK$14.47M (deposit + AVD stamp duty HK$1,133,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,977
−HK$4,577/mo
▼ 0.25% · 3.875%
HK$75,247
−HK$2,307/mo
Today · 4.125%
HK$77,554
baseline
▲ 0.50% · 4.625%
HK$82,273
+HK$4,719/mo
Deposit HK$10.67M · loan HK$16.00M · min. income ≈ HK$155,108/mo (50% DSR)
Upfront cash ≈ HK$11.80M (deposit + AVD stamp duty HK$1,133,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,187
−HK$4,386/mo
▼ 0.25% · 3.875%
HK$83,364
−HK$2,209/mo
Today · 4.125%
HK$85,573
baseline
▲ 0.50% · 4.625%
HK$90,083
+HK$4,510/mo
Deposit HK$10.67M · loan HK$16.00M · min. income ≈ HK$171,146/mo (50% DSR)
Upfront cash ≈ HK$11.80M (deposit + AVD stamp duty HK$1,133,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,140
−HK$5,339/mo
▼ 0.25% · 3.875%
HK$87,789
−HK$2,690/mo
Today · 4.125%
HK$90,479
baseline
▲ 0.50% · 4.625%
HK$95,985
+HK$5,506/mo
Deposit HK$8.00M · loan HK$18.67M · min. income ≈ HK$180,958/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$1,133,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,718
−HK$5,117/mo
▼ 0.25% · 3.875%
HK$97,258
−HK$2,577/mo
Today · 4.125%
HK$99,835
baseline
▲ 0.50% · 4.625%
HK$105,097
+HK$5,262/mo
Deposit HK$8.00M · loan HK$18.67M · min. income ≈ HK$199,670/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$1,133,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,466
−HK$6,864/mo
▼ 0.25% · 3.875%
HK$112,871
−HK$3,459/mo
Today · 4.125%
HK$116,330
baseline
▲ 0.50% · 4.625%
HK$123,409
+HK$7,079/mo
Deposit HK$2.67M · loan HK$24.00M · min. income ≈ HK$232,660/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$1,133,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,780
−HK$6,579/mo
▼ 0.25% · 3.875%
HK$125,046
−HK$3,313/mo
Today · 4.125%
HK$128,359
baseline
▲ 0.50% · 4.625%
HK$135,125
+HK$6,766/mo
Deposit HK$2.67M · loan HK$24.00M · min. income ≈ HK$256,718/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$1,133,475 · Scale 2, in force from 26 Feb 2026)