LTV · monthly repayment
▼ 0.50% · 3.625%
HK$60,818
−HK$3,813/mo
▼ 0.25% · 3.875%
HK$62,709
−HK$1,922/mo
Today · 4.125%
HK$64,631
baseline
▲ 0.50% · 4.625%
HK$68,564
+HK$3,933/mo
Deposit HK$13.34M · loan HK$13.34M · min. income ≈ HK$129,262/mo (50% DSR)
Upfront cash ≈ HK$14.47M (deposit + AVD stamp duty HK$1,133,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,659
−HK$3,655/mo
▼ 0.25% · 3.875%
HK$69,474
−HK$1,840/mo
Today · 4.125%
HK$71,314
baseline
▲ 0.50% · 4.625%
HK$75,073
+HK$3,759/mo
Deposit HK$13.34M · loan HK$13.34M · min. income ≈ HK$142,628/mo (50% DSR)
Upfront cash ≈ HK$14.47M (deposit + AVD stamp duty HK$1,133,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,981
−HK$4,577/mo
▼ 0.25% · 3.875%
HK$75,251
−HK$2,307/mo
Today · 4.125%
HK$77,558
baseline
▲ 0.50% · 4.625%
HK$82,277
+HK$4,719/mo
Deposit HK$10.67M · loan HK$16.00M · min. income ≈ HK$155,116/mo (50% DSR)
Upfront cash ≈ HK$11.80M (deposit + AVD stamp duty HK$1,133,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,191
−HK$4,386/mo
▼ 0.25% · 3.875%
HK$83,368
−HK$2,209/mo
Today · 4.125%
HK$85,577
baseline
▲ 0.50% · 4.625%
HK$90,088
+HK$4,511/mo
Deposit HK$10.67M · loan HK$16.00M · min. income ≈ HK$171,154/mo (50% DSR)
Upfront cash ≈ HK$11.80M (deposit + AVD stamp duty HK$1,133,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,145
−HK$5,339/mo
▼ 0.25% · 3.875%
HK$87,793
−HK$2,691/mo
Today · 4.125%
HK$90,484
baseline
▲ 0.50% · 4.625%
HK$95,990
+HK$5,506/mo
Deposit HK$8.00M · loan HK$18.67M · min. income ≈ HK$180,968/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$1,133,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,723
−HK$5,117/mo
▼ 0.25% · 3.875%
HK$97,263
−HK$2,577/mo
Today · 4.125%
HK$99,840
baseline
▲ 0.50% · 4.625%
HK$105,103
+HK$5,263/mo
Deposit HK$8.00M · loan HK$18.67M · min. income ≈ HK$199,680/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$1,133,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,472
−HK$6,864/mo
▼ 0.25% · 3.875%
HK$112,877
−HK$3,459/mo
Today · 4.125%
HK$116,336
baseline
▲ 0.50% · 4.625%
HK$123,415
+HK$7,079/mo
Deposit HK$2.67M · loan HK$24.00M · min. income ≈ HK$232,672/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$1,133,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,786
−HK$6,580/mo
▼ 0.25% · 3.875%
HK$125,052
−HK$3,314/mo
Today · 4.125%
HK$128,366
baseline
▲ 0.50% · 4.625%
HK$135,132
+HK$6,766/mo
Deposit HK$2.67M · loan HK$24.00M · min. income ≈ HK$256,732/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$1,133,534 · Scale 2, in force from 26 Feb 2026)