LTV · monthly repayment
▼ 0.50% · 3.625%
HK$60,822
−HK$3,814/mo
▼ 0.25% · 3.875%
HK$62,714
−HK$1,922/mo
Today · 4.125%
HK$64,636
baseline
▲ 0.50% · 4.625%
HK$68,569
+HK$3,933/mo
Deposit HK$13.34M · loan HK$13.34M · min. income ≈ HK$129,272/mo (50% DSR)
Upfront cash ≈ HK$14.47M (deposit + AVD stamp duty HK$1,133,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,664
−HK$3,655/mo
▼ 0.25% · 3.875%
HK$69,478
−HK$1,841/mo
Today · 4.125%
HK$71,319
baseline
▲ 0.50% · 4.625%
HK$75,079
+HK$3,760/mo
Deposit HK$13.34M · loan HK$13.34M · min. income ≈ HK$142,638/mo (50% DSR)
Upfront cash ≈ HK$14.47M (deposit + AVD stamp duty HK$1,133,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,986
−HK$4,577/mo
▼ 0.25% · 3.875%
HK$75,256
−HK$2,307/mo
Today · 4.125%
HK$77,563
baseline
▲ 0.50% · 4.625%
HK$82,282
+HK$4,719/mo
Deposit HK$10.67M · loan HK$16.00M · min. income ≈ HK$155,126/mo (50% DSR)
Upfront cash ≈ HK$11.80M (deposit + AVD stamp duty HK$1,133,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,196
−HK$4,387/mo
▼ 0.25% · 3.875%
HK$83,374
−HK$2,209/mo
Today · 4.125%
HK$85,583
baseline
▲ 0.50% · 4.625%
HK$90,094
+HK$4,511/mo
Deposit HK$10.67M · loan HK$16.00M · min. income ≈ HK$171,166/mo (50% DSR)
Upfront cash ≈ HK$11.80M (deposit + AVD stamp duty HK$1,133,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,150
−HK$5,340/mo
▼ 0.25% · 3.875%
HK$87,799
−HK$2,691/mo
Today · 4.125%
HK$90,490
baseline
▲ 0.50% · 4.625%
HK$95,996
+HK$5,506/mo
Deposit HK$8.00M · loan HK$18.67M · min. income ≈ HK$180,980/mo (50% DSR)
Upfront cash ≈ HK$9.14M (deposit + AVD stamp duty HK$1,133,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,729
−HK$5,118/mo
▼ 0.25% · 3.875%
HK$97,270
−HK$2,577/mo
Today · 4.125%
HK$99,847
baseline
▲ 0.50% · 4.625%
HK$105,110
+HK$5,263/mo
Deposit HK$8.00M · loan HK$18.67M · min. income ≈ HK$199,694/mo (50% DSR)
Upfront cash ≈ HK$9.14M (deposit + AVD stamp duty HK$1,133,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,479
−HK$6,865/mo
▼ 0.25% · 3.875%
HK$112,885
−HK$3,459/mo
Today · 4.125%
HK$116,344
baseline
▲ 0.50% · 4.625%
HK$123,424
+HK$7,080/mo
Deposit HK$2.67M · loan HK$24.01M · min. income ≈ HK$232,688/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$1,133,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,794
−HK$6,581/mo
▼ 0.25% · 3.875%
HK$125,061
−HK$3,314/mo
Today · 4.125%
HK$128,375
baseline
▲ 0.50% · 4.625%
HK$135,141
+HK$6,766/mo
Deposit HK$2.67M · loan HK$24.01M · min. income ≈ HK$256,750/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$1,133,612 · Scale 2, in force from 26 Feb 2026)