LTV · monthly repayment
▼ 0.50% · 3.625%
HK$60,826
−HK$3,814/mo
▼ 0.25% · 3.875%
HK$62,718
−HK$1,922/mo
Today · 4.125%
HK$64,640
baseline
▲ 0.50% · 4.625%
HK$68,573
+HK$3,933/mo
Deposit HK$13.34M · loan HK$13.34M · min. income ≈ HK$129,280/mo (50% DSR)
Upfront cash ≈ HK$14.47M (deposit + AVD stamp duty HK$1,133,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,668
−HK$3,656/mo
▼ 0.25% · 3.875%
HK$69,483
−HK$1,841/mo
Today · 4.125%
HK$71,324
baseline
▲ 0.50% · 4.625%
HK$75,083
+HK$3,759/mo
Deposit HK$13.34M · loan HK$13.34M · min. income ≈ HK$142,648/mo (50% DSR)
Upfront cash ≈ HK$14.47M (deposit + AVD stamp duty HK$1,133,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,991
−HK$4,577/mo
▼ 0.25% · 3.875%
HK$75,261
−HK$2,307/mo
Today · 4.125%
HK$77,568
baseline
▲ 0.50% · 4.625%
HK$82,288
+HK$4,720/mo
Deposit HK$10.67M · loan HK$16.00M · min. income ≈ HK$155,136/mo (50% DSR)
Upfront cash ≈ HK$11.80M (deposit + AVD stamp duty HK$1,133,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,201
−HK$4,387/mo
▼ 0.25% · 3.875%
HK$83,379
−HK$2,209/mo
Today · 4.125%
HK$85,588
baseline
▲ 0.50% · 4.625%
HK$90,100
+HK$4,512/mo
Deposit HK$10.67M · loan HK$16.00M · min. income ≈ HK$171,176/mo (50% DSR)
Upfront cash ≈ HK$11.80M (deposit + AVD stamp duty HK$1,133,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,156
−HK$5,340/mo
▼ 0.25% · 3.875%
HK$87,805
−HK$2,691/mo
Today · 4.125%
HK$90,496
baseline
▲ 0.50% · 4.625%
HK$96,002
+HK$5,506/mo
Deposit HK$8.00M · loan HK$18.67M · min. income ≈ HK$180,992/mo (50% DSR)
Upfront cash ≈ HK$9.14M (deposit + AVD stamp duty HK$1,133,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,735
−HK$5,118/mo
▼ 0.25% · 3.875%
HK$97,276
−HK$2,577/mo
Today · 4.125%
HK$99,853
baseline
▲ 0.50% · 4.625%
HK$105,117
+HK$5,264/mo
Deposit HK$8.00M · loan HK$18.67M · min. income ≈ HK$199,706/mo (50% DSR)
Upfront cash ≈ HK$9.14M (deposit + AVD stamp duty HK$1,133,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,486
−HK$6,866/mo
▼ 0.25% · 3.875%
HK$112,892
−HK$3,460/mo
Today · 4.125%
HK$116,352
baseline
▲ 0.50% · 4.625%
HK$123,431
+HK$7,079/mo
Deposit HK$2.67M · loan HK$24.01M · min. income ≈ HK$232,704/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$1,133,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,802
−HK$6,581/mo
▼ 0.25% · 3.875%
HK$125,069
−HK$3,314/mo
Today · 4.125%
HK$128,383
baseline
▲ 0.50% · 4.625%
HK$135,150
+HK$6,767/mo
Deposit HK$2.67M · loan HK$24.01M · min. income ≈ HK$256,766/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$1,133,683 · Scale 2, in force from 26 Feb 2026)