LTV · monthly repayment
▼ 0.50% · 3.625%
HK$60,833
−HK$3,815/mo
▼ 0.25% · 3.875%
HK$62,725
−HK$1,923/mo
Today · 4.125%
HK$64,648
baseline
▲ 0.50% · 4.625%
HK$68,582
+HK$3,934/mo
Deposit HK$13.34M · loan HK$13.34M · min. income ≈ HK$129,296/mo (50% DSR)
Upfront cash ≈ HK$14.47M (deposit + AVD stamp duty HK$1,133,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,676
−HK$3,657/mo
▼ 0.25% · 3.875%
HK$69,491
−HK$1,842/mo
Today · 4.125%
HK$71,333
baseline
▲ 0.50% · 4.625%
HK$75,093
+HK$3,760/mo
Deposit HK$13.34M · loan HK$13.34M · min. income ≈ HK$142,666/mo (50% DSR)
Upfront cash ≈ HK$14.47M (deposit + AVD stamp duty HK$1,133,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,000
−HK$4,578/mo
▼ 0.25% · 3.875%
HK$75,271
−HK$2,307/mo
Today · 4.125%
HK$77,578
baseline
▲ 0.50% · 4.625%
HK$82,298
+HK$4,720/mo
Deposit HK$10.67M · loan HK$16.01M · min. income ≈ HK$155,156/mo (50% DSR)
Upfront cash ≈ HK$11.81M (deposit + AVD stamp duty HK$1,133,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,212
−HK$4,387/mo
▼ 0.25% · 3.875%
HK$83,390
−HK$2,209/mo
Today · 4.125%
HK$85,599
baseline
▲ 0.50% · 4.625%
HK$90,111
+HK$4,512/mo
Deposit HK$10.67M · loan HK$16.01M · min. income ≈ HK$171,198/mo (50% DSR)
Upfront cash ≈ HK$11.81M (deposit + AVD stamp duty HK$1,133,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,167
−HK$5,340/mo
▼ 0.25% · 3.875%
HK$87,816
−HK$2,691/mo
Today · 4.125%
HK$90,507
baseline
▲ 0.50% · 4.625%
HK$96,014
+HK$5,507/mo
Deposit HK$8.00M · loan HK$18.67M · min. income ≈ HK$181,014/mo (50% DSR)
Upfront cash ≈ HK$9.14M (deposit + AVD stamp duty HK$1,133,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,747
−HK$5,119/mo
▼ 0.25% · 3.875%
HK$97,288
−HK$2,578/mo
Today · 4.125%
HK$99,866
baseline
▲ 0.50% · 4.625%
HK$105,130
+HK$5,264/mo
Deposit HK$8.00M · loan HK$18.67M · min. income ≈ HK$199,732/mo (50% DSR)
Upfront cash ≈ HK$9.14M (deposit + AVD stamp duty HK$1,133,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,500
−HK$6,866/mo
▼ 0.25% · 3.875%
HK$112,906
−HK$3,460/mo
Today · 4.125%
HK$116,366
baseline
▲ 0.50% · 4.625%
HK$123,447
+HK$7,081/mo
Deposit HK$2.67M · loan HK$24.01M · min. income ≈ HK$232,732/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$1,133,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,817
−HK$6,582/mo
▼ 0.25% · 3.875%
HK$125,085
−HK$3,314/mo
Today · 4.125%
HK$128,399
baseline
▲ 0.50% · 4.625%
HK$135,167
+HK$6,768/mo
Deposit HK$2.67M · loan HK$24.01M · min. income ≈ HK$256,798/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$1,133,826 · Scale 2, in force from 26 Feb 2026)