LTV · monthly repayment
▼ 0.50% · 3.625%
HK$60,837
−HK$3,815/mo
▼ 0.25% · 3.875%
HK$62,730
−HK$1,922/mo
Today · 4.125%
HK$64,652
baseline
▲ 0.50% · 4.625%
HK$68,586
+HK$3,934/mo
Deposit HK$13.34M · loan HK$13.34M · min. income ≈ HK$129,304/mo (50% DSR)
Upfront cash ≈ HK$14.47M (deposit + AVD stamp duty HK$1,133,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,681
−HK$3,656/mo
▼ 0.25% · 3.875%
HK$69,496
−HK$1,841/mo
Today · 4.125%
HK$71,337
baseline
▲ 0.50% · 4.625%
HK$75,098
+HK$3,761/mo
Deposit HK$13.34M · loan HK$13.34M · min. income ≈ HK$142,674/mo (50% DSR)
Upfront cash ≈ HK$14.47M (deposit + AVD stamp duty HK$1,133,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,005
−HK$4,578/mo
▼ 0.25% · 3.875%
HK$75,276
−HK$2,307/mo
Today · 4.125%
HK$77,583
baseline
▲ 0.50% · 4.625%
HK$82,304
+HK$4,721/mo
Deposit HK$10.67M · loan HK$16.01M · min. income ≈ HK$155,166/mo (50% DSR)
Upfront cash ≈ HK$11.81M (deposit + AVD stamp duty HK$1,133,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,217
−HK$4,388/mo
▼ 0.25% · 3.875%
HK$83,395
−HK$2,210/mo
Today · 4.125%
HK$85,605
baseline
▲ 0.50% · 4.625%
HK$90,117
+HK$4,512/mo
Deposit HK$10.67M · loan HK$16.01M · min. income ≈ HK$171,210/mo (50% DSR)
Upfront cash ≈ HK$11.81M (deposit + AVD stamp duty HK$1,133,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,172
−HK$5,341/mo
▼ 0.25% · 3.875%
HK$87,822
−HK$2,691/mo
Today · 4.125%
HK$90,513
baseline
▲ 0.50% · 4.625%
HK$96,021
+HK$5,508/mo
Deposit HK$8.00M · loan HK$18.68M · min. income ≈ HK$181,026/mo (50% DSR)
Upfront cash ≈ HK$9.14M (deposit + AVD stamp duty HK$1,133,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,753
−HK$5,119/mo
▼ 0.25% · 3.875%
HK$97,294
−HK$2,578/mo
Today · 4.125%
HK$99,872
baseline
▲ 0.50% · 4.625%
HK$105,137
+HK$5,265/mo
Deposit HK$8.00M · loan HK$18.68M · min. income ≈ HK$199,744/mo (50% DSR)
Upfront cash ≈ HK$9.14M (deposit + AVD stamp duty HK$1,133,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,507
−HK$6,867/mo
▼ 0.25% · 3.875%
HK$112,913
−HK$3,461/mo
Today · 4.125%
HK$116,374
baseline
▲ 0.50% · 4.625%
HK$123,455
+HK$7,081/mo
Deposit HK$2.67M · loan HK$24.01M · min. income ≈ HK$232,748/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$1,133,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,826
−HK$6,581/mo
▼ 0.25% · 3.875%
HK$125,093
−HK$3,314/mo
Today · 4.125%
HK$128,407
baseline
▲ 0.50% · 4.625%
HK$135,176
+HK$6,769/mo
Deposit HK$2.67M · loan HK$24.01M · min. income ≈ HK$256,814/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$1,133,902 · Scale 2, in force from 26 Feb 2026)