LTV · monthly repayment
▼ 0.50% · 3.625%
HK$60,840
−HK$3,816/mo
▼ 0.25% · 3.875%
HK$62,733
−HK$1,923/mo
Today · 4.125%
HK$64,656
baseline
▲ 0.50% · 4.625%
HK$68,590
+HK$3,934/mo
Deposit HK$13.34M · loan HK$13.34M · min. income ≈ HK$129,312/mo (50% DSR)
Upfront cash ≈ HK$14.47M (deposit + AVD stamp duty HK$1,133,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,684
−HK$3,657/mo
▼ 0.25% · 3.875%
HK$69,500
−HK$1,841/mo
Today · 4.125%
HK$71,341
baseline
▲ 0.50% · 4.625%
HK$75,102
+HK$3,761/mo
Deposit HK$13.34M · loan HK$13.34M · min. income ≈ HK$142,682/mo (50% DSR)
Upfront cash ≈ HK$14.47M (deposit + AVD stamp duty HK$1,133,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,008
−HK$4,579/mo
▼ 0.25% · 3.875%
HK$75,279
−HK$2,308/mo
Today · 4.125%
HK$77,587
baseline
▲ 0.50% · 4.625%
HK$82,308
+HK$4,721/mo
Deposit HK$10.67M · loan HK$16.01M · min. income ≈ HK$155,174/mo (50% DSR)
Upfront cash ≈ HK$11.81M (deposit + AVD stamp duty HK$1,133,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,221
−HK$4,388/mo
▼ 0.25% · 3.875%
HK$83,399
−HK$2,210/mo
Today · 4.125%
HK$85,609
baseline
▲ 0.50% · 4.625%
HK$90,122
+HK$4,513/mo
Deposit HK$10.67M · loan HK$16.01M · min. income ≈ HK$171,218/mo (50% DSR)
Upfront cash ≈ HK$11.81M (deposit + AVD stamp duty HK$1,133,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,177
−HK$5,341/mo
▼ 0.25% · 3.875%
HK$87,826
−HK$2,692/mo
Today · 4.125%
HK$90,518
baseline
▲ 0.50% · 4.625%
HK$96,026
+HK$5,508/mo
Deposit HK$8.00M · loan HK$18.68M · min. income ≈ HK$181,036/mo (50% DSR)
Upfront cash ≈ HK$9.14M (deposit + AVD stamp duty HK$1,133,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,758
−HK$5,120/mo
▼ 0.25% · 3.875%
HK$97,299
−HK$2,579/mo
Today · 4.125%
HK$99,878
baseline
▲ 0.50% · 4.625%
HK$105,142
+HK$5,264/mo
Deposit HK$8.00M · loan HK$18.68M · min. income ≈ HK$199,756/mo (50% DSR)
Upfront cash ≈ HK$9.14M (deposit + AVD stamp duty HK$1,133,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,513
−HK$6,867/mo
▼ 0.25% · 3.875%
HK$112,919
−HK$3,461/mo
Today · 4.125%
HK$116,380
baseline
▲ 0.50% · 4.625%
HK$123,462
+HK$7,082/mo
Deposit HK$2.67M · loan HK$24.01M · min. income ≈ HK$232,760/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$1,133,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,832
−HK$6,582/mo
▼ 0.25% · 3.875%
HK$125,099
−HK$3,315/mo
Today · 4.125%
HK$128,414
baseline
▲ 0.50% · 4.625%
HK$135,183
+HK$6,769/mo
Deposit HK$2.67M · loan HK$24.01M · min. income ≈ HK$256,828/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$1,133,959 · Scale 2, in force from 26 Feb 2026)