LTV · monthly repayment
▼ 0.50% · 3.625%
HK$60,841
−HK$3,816/mo
▼ 0.25% · 3.875%
HK$62,734
−HK$1,923/mo
Today · 4.125%
HK$64,657
baseline
▲ 0.50% · 4.625%
HK$68,591
+HK$3,934/mo
Deposit HK$13.34M · loan HK$13.34M · min. income ≈ HK$129,314/mo (50% DSR)
Upfront cash ≈ HK$14.47M (deposit + AVD stamp duty HK$1,133,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,686
−HK$3,656/mo
▼ 0.25% · 3.875%
HK$69,501
−HK$1,841/mo
Today · 4.125%
HK$71,342
baseline
▲ 0.50% · 4.625%
HK$75,103
+HK$3,761/mo
Deposit HK$13.34M · loan HK$13.34M · min. income ≈ HK$142,684/mo (50% DSR)
Upfront cash ≈ HK$14.47M (deposit + AVD stamp duty HK$1,133,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,010
−HK$4,578/mo
▼ 0.25% · 3.875%
HK$75,281
−HK$2,307/mo
Today · 4.125%
HK$77,588
baseline
▲ 0.50% · 4.625%
HK$82,309
+HK$4,721/mo
Deposit HK$10.67M · loan HK$16.01M · min. income ≈ HK$155,176/mo (50% DSR)
Upfront cash ≈ HK$11.81M (deposit + AVD stamp duty HK$1,133,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,223
−HK$4,388/mo
▼ 0.25% · 3.875%
HK$83,401
−HK$2,210/mo
Today · 4.125%
HK$85,611
baseline
▲ 0.50% · 4.625%
HK$90,124
+HK$4,513/mo
Deposit HK$10.67M · loan HK$16.01M · min. income ≈ HK$171,222/mo (50% DSR)
Upfront cash ≈ HK$11.81M (deposit + AVD stamp duty HK$1,133,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,178
−HK$5,342/mo
▼ 0.25% · 3.875%
HK$87,828
−HK$2,692/mo
Today · 4.125%
HK$90,520
baseline
▲ 0.50% · 4.625%
HK$96,027
+HK$5,507/mo
Deposit HK$8.00M · loan HK$18.68M · min. income ≈ HK$181,040/mo (50% DSR)
Upfront cash ≈ HK$9.14M (deposit + AVD stamp duty HK$1,133,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,760
−HK$5,119/mo
▼ 0.25% · 3.875%
HK$97,301
−HK$2,578/mo
Today · 4.125%
HK$99,879
baseline
▲ 0.50% · 4.625%
HK$105,144
+HK$5,265/mo
Deposit HK$8.00M · loan HK$18.68M · min. income ≈ HK$199,758/mo (50% DSR)
Upfront cash ≈ HK$9.14M (deposit + AVD stamp duty HK$1,133,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,515
−HK$6,867/mo
▼ 0.25% · 3.875%
HK$112,921
−HK$3,461/mo
Today · 4.125%
HK$116,382
baseline
▲ 0.50% · 4.625%
HK$123,464
+HK$7,082/mo
Deposit HK$2.67M · loan HK$24.01M · min. income ≈ HK$232,764/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$1,133,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,834
−HK$6,582/mo
▼ 0.25% · 3.875%
HK$125,102
−HK$3,314/mo
Today · 4.125%
HK$128,416
baseline
▲ 0.50% · 4.625%
HK$135,185
+HK$6,769/mo
Deposit HK$2.67M · loan HK$24.01M · min. income ≈ HK$256,832/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$1,133,980 · Scale 2, in force from 26 Feb 2026)