LTV · monthly repayment
▼ 0.50% · 3.625%
HK$60,849
−HK$3,816/mo
▼ 0.25% · 3.875%
HK$62,742
−HK$1,923/mo
Today · 4.125%
HK$64,665
baseline
▲ 0.50% · 4.625%
HK$68,600
+HK$3,935/mo
Deposit HK$13.34M · loan HK$13.34M · min. income ≈ HK$129,330/mo (50% DSR)
Upfront cash ≈ HK$14.48M (deposit + AVD stamp duty HK$1,134,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,694
−HK$3,658/mo
▼ 0.25% · 3.875%
HK$69,510
−HK$1,842/mo
Today · 4.125%
HK$71,352
baseline
▲ 0.50% · 4.625%
HK$75,113
+HK$3,761/mo
Deposit HK$13.34M · loan HK$13.34M · min. income ≈ HK$142,704/mo (50% DSR)
Upfront cash ≈ HK$14.48M (deposit + AVD stamp duty HK$1,134,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,019
−HK$4,579/mo
▼ 0.25% · 3.875%
HK$75,291
−HK$2,307/mo
Today · 4.125%
HK$77,598
baseline
▲ 0.50% · 4.625%
HK$82,320
+HK$4,722/mo
Deposit HK$10.67M · loan HK$16.01M · min. income ≈ HK$155,196/mo (50% DSR)
Upfront cash ≈ HK$11.81M (deposit + AVD stamp duty HK$1,134,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,233
−HK$4,389/mo
▼ 0.25% · 3.875%
HK$83,412
−HK$2,210/mo
Today · 4.125%
HK$85,622
baseline
▲ 0.50% · 4.625%
HK$90,135
+HK$4,513/mo
Deposit HK$10.67M · loan HK$16.01M · min. income ≈ HK$171,244/mo (50% DSR)
Upfront cash ≈ HK$11.81M (deposit + AVD stamp duty HK$1,134,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,189
−HK$5,342/mo
▼ 0.25% · 3.875%
HK$87,839
−HK$2,692/mo
Today · 4.125%
HK$90,531
baseline
▲ 0.50% · 4.625%
HK$96,040
+HK$5,509/mo
Deposit HK$8.01M · loan HK$18.68M · min. income ≈ HK$181,062/mo (50% DSR)
Upfront cash ≈ HK$9.14M (deposit + AVD stamp duty HK$1,134,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,772
−HK$5,120/mo
▼ 0.25% · 3.875%
HK$97,314
−HK$2,578/mo
Today · 4.125%
HK$99,892
baseline
▲ 0.50% · 4.625%
HK$105,158
+HK$5,266/mo
Deposit HK$8.01M · loan HK$18.68M · min. income ≈ HK$199,784/mo (50% DSR)
Upfront cash ≈ HK$9.14M (deposit + AVD stamp duty HK$1,134,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,529
−HK$6,868/mo
▼ 0.25% · 3.875%
HK$112,936
−HK$3,461/mo
Today · 4.125%
HK$116,397
baseline
▲ 0.50% · 4.625%
HK$123,480
+HK$7,083/mo
Deposit HK$2.67M · loan HK$24.02M · min. income ≈ HK$232,794/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$1,134,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,850
−HK$6,583/mo
▼ 0.25% · 3.875%
HK$125,118
−HK$3,315/mo
Today · 4.125%
HK$128,433
baseline
▲ 0.50% · 4.625%
HK$135,203
+HK$6,770/mo
Deposit HK$2.67M · loan HK$24.02M · min. income ≈ HK$256,866/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$1,134,128 · Scale 2, in force from 26 Feb 2026)