LTV · monthly repayment
▼ 0.50% · 3.625%
HK$60,852
−HK$3,816/mo
▼ 0.25% · 3.875%
HK$62,745
−HK$1,923/mo
Today · 4.125%
HK$64,668
baseline
▲ 0.50% · 4.625%
HK$68,603
+HK$3,935/mo
Deposit HK$13.34M · loan HK$13.34M · min. income ≈ HK$129,336/mo (50% DSR)
Upfront cash ≈ HK$14.48M (deposit + AVD stamp duty HK$1,134,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,697
−HK$3,657/mo
▼ 0.25% · 3.875%
HK$69,513
−HK$1,841/mo
Today · 4.125%
HK$71,354
baseline
▲ 0.50% · 4.625%
HK$75,116
+HK$3,762/mo
Deposit HK$13.34M · loan HK$13.34M · min. income ≈ HK$142,708/mo (50% DSR)
Upfront cash ≈ HK$14.48M (deposit + AVD stamp duty HK$1,134,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,022
−HK$4,579/mo
▼ 0.25% · 3.875%
HK$75,294
−HK$2,307/mo
Today · 4.125%
HK$77,601
baseline
▲ 0.50% · 4.625%
HK$82,323
+HK$4,722/mo
Deposit HK$10.67M · loan HK$16.01M · min. income ≈ HK$155,202/mo (50% DSR)
Upfront cash ≈ HK$11.81M (deposit + AVD stamp duty HK$1,134,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,236
−HK$4,389/mo
▼ 0.25% · 3.875%
HK$83,415
−HK$2,210/mo
Today · 4.125%
HK$85,625
baseline
▲ 0.50% · 4.625%
HK$90,139
+HK$4,514/mo
Deposit HK$10.67M · loan HK$16.01M · min. income ≈ HK$171,250/mo (50% DSR)
Upfront cash ≈ HK$11.81M (deposit + AVD stamp duty HK$1,134,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,192
−HK$5,343/mo
▼ 0.25% · 3.875%
HK$87,842
−HK$2,693/mo
Today · 4.125%
HK$90,535
baseline
▲ 0.50% · 4.625%
HK$96,044
+HK$5,509/mo
Deposit HK$8.01M · loan HK$18.68M · min. income ≈ HK$181,070/mo (50% DSR)
Upfront cash ≈ HK$9.14M (deposit + AVD stamp duty HK$1,134,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,776
−HK$5,120/mo
▼ 0.25% · 3.875%
HK$97,318
−HK$2,578/mo
Today · 4.125%
HK$99,896
baseline
▲ 0.50% · 4.625%
HK$105,162
+HK$5,266/mo
Deposit HK$8.01M · loan HK$18.68M · min. income ≈ HK$199,792/mo (50% DSR)
Upfront cash ≈ HK$9.14M (deposit + AVD stamp duty HK$1,134,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,533
−HK$6,869/mo
▼ 0.25% · 3.875%
HK$112,940
−HK$3,462/mo
Today · 4.125%
HK$116,402
baseline
▲ 0.50% · 4.625%
HK$123,485
+HK$7,083/mo
Deposit HK$2.67M · loan HK$24.02M · min. income ≈ HK$232,804/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$1,134,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,855
−HK$6,583/mo
▼ 0.25% · 3.875%
HK$125,123
−HK$3,315/mo
Today · 4.125%
HK$128,438
baseline
▲ 0.50% · 4.625%
HK$135,208
+HK$6,770/mo
Deposit HK$2.67M · loan HK$24.02M · min. income ≈ HK$256,876/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$1,134,171 · Scale 2, in force from 26 Feb 2026)