LTV · monthly repayment
▼ 0.50% · 3.625%
HK$60,864
−HK$3,817/mo
▼ 0.25% · 3.875%
HK$62,758
−HK$1,923/mo
Today · 4.125%
HK$64,681
baseline
▲ 0.50% · 4.625%
HK$68,617
+HK$3,936/mo
Deposit HK$13.35M · loan HK$13.35M · min. income ≈ HK$129,362/mo (50% DSR)
Upfront cash ≈ HK$14.48M (deposit + AVD stamp duty HK$1,134,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,711
−HK$3,658/mo
▼ 0.25% · 3.875%
HK$69,527
−HK$1,842/mo
Today · 4.125%
HK$71,369
baseline
▲ 0.50% · 4.625%
HK$75,131
+HK$3,762/mo
Deposit HK$13.35M · loan HK$13.35M · min. income ≈ HK$142,738/mo (50% DSR)
Upfront cash ≈ HK$14.48M (deposit + AVD stamp duty HK$1,134,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,037
−HK$4,580/mo
▼ 0.25% · 3.875%
HK$75,309
−HK$2,308/mo
Today · 4.125%
HK$77,617
baseline
▲ 0.50% · 4.625%
HK$82,340
+HK$4,723/mo
Deposit HK$10.68M · loan HK$16.02M · min. income ≈ HK$155,234/mo (50% DSR)
Upfront cash ≈ HK$11.81M (deposit + AVD stamp duty HK$1,134,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,253
−HK$4,390/mo
▼ 0.25% · 3.875%
HK$83,432
−HK$2,211/mo
Today · 4.125%
HK$85,643
baseline
▲ 0.50% · 4.625%
HK$90,157
+HK$4,514/mo
Deposit HK$10.68M · loan HK$16.02M · min. income ≈ HK$171,286/mo (50% DSR)
Upfront cash ≈ HK$11.81M (deposit + AVD stamp duty HK$1,134,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,210
−HK$5,343/mo
▼ 0.25% · 3.875%
HK$87,861
−HK$2,692/mo
Today · 4.125%
HK$90,553
baseline
▲ 0.50% · 4.625%
HK$96,063
+HK$5,510/mo
Deposit HK$8.01M · loan HK$18.68M · min. income ≈ HK$181,106/mo (50% DSR)
Upfront cash ≈ HK$9.14M (deposit + AVD stamp duty HK$1,134,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,795
−HK$5,122/mo
▼ 0.25% · 3.875%
HK$97,338
−HK$2,579/mo
Today · 4.125%
HK$99,917
baseline
▲ 0.50% · 4.625%
HK$105,184
+HK$5,267/mo
Deposit HK$8.01M · loan HK$18.68M · min. income ≈ HK$199,834/mo (50% DSR)
Upfront cash ≈ HK$9.14M (deposit + AVD stamp duty HK$1,134,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,556
−HK$6,870/mo
▼ 0.25% · 3.875%
HK$112,964
−HK$3,462/mo
Today · 4.125%
HK$116,426
baseline
▲ 0.50% · 4.625%
HK$123,510
+HK$7,084/mo
Deposit HK$2.67M · loan HK$24.02M · min. income ≈ HK$232,852/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$1,134,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,880
−HK$6,584/mo
▼ 0.25% · 3.875%
HK$125,148
−HK$3,316/mo
Today · 4.125%
HK$128,464
baseline
▲ 0.50% · 4.625%
HK$135,236
+HK$6,772/mo
Deposit HK$2.67M · loan HK$24.02M · min. income ≈ HK$256,928/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$1,134,405 · Scale 2, in force from 26 Feb 2026)