LTV · monthly repayment
▼ 0.50% · 3.625%
HK$60,869
−HK$3,817/mo
▼ 0.25% · 3.875%
HK$62,762
−HK$1,924/mo
Today · 4.125%
HK$64,686
baseline
▲ 0.50% · 4.625%
HK$68,622
+HK$3,936/mo
Deposit HK$13.35M · loan HK$13.35M · min. income ≈ HK$129,372/mo (50% DSR)
Upfront cash ≈ HK$14.48M (deposit + AVD stamp duty HK$1,134,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,716
−HK$3,659/mo
▼ 0.25% · 3.875%
HK$69,532
−HK$1,843/mo
Today · 4.125%
HK$71,375
baseline
▲ 0.50% · 4.625%
HK$75,137
+HK$3,762/mo
Deposit HK$13.35M · loan HK$13.35M · min. income ≈ HK$142,750/mo (50% DSR)
Upfront cash ≈ HK$14.48M (deposit + AVD stamp duty HK$1,134,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,043
−HK$4,580/mo
▼ 0.25% · 3.875%
HK$75,315
−HK$2,308/mo
Today · 4.125%
HK$77,623
baseline
▲ 0.50% · 4.625%
HK$82,346
+HK$4,723/mo
Deposit HK$10.68M · loan HK$16.02M · min. income ≈ HK$155,246/mo (50% DSR)
Upfront cash ≈ HK$11.81M (deposit + AVD stamp duty HK$1,134,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,259
−HK$4,391/mo
▼ 0.25% · 3.875%
HK$83,439
−HK$2,211/mo
Today · 4.125%
HK$85,650
baseline
▲ 0.50% · 4.625%
HK$90,164
+HK$4,514/mo
Deposit HK$10.68M · loan HK$16.02M · min. income ≈ HK$171,300/mo (50% DSR)
Upfront cash ≈ HK$11.81M (deposit + AVD stamp duty HK$1,134,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,217
−HK$5,343/mo
▼ 0.25% · 3.875%
HK$87,867
−HK$2,693/mo
Today · 4.125%
HK$90,560
baseline
▲ 0.50% · 4.625%
HK$96,071
+HK$5,511/mo
Deposit HK$8.01M · loan HK$18.69M · min. income ≈ HK$181,120/mo (50% DSR)
Upfront cash ≈ HK$9.14M (deposit + AVD stamp duty HK$1,134,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,803
−HK$5,122/mo
▼ 0.25% · 3.875%
HK$97,345
−HK$2,580/mo
Today · 4.125%
HK$99,925
baseline
▲ 0.50% · 4.625%
HK$105,192
+HK$5,267/mo
Deposit HK$8.01M · loan HK$18.69M · min. income ≈ HK$199,850/mo (50% DSR)
Upfront cash ≈ HK$9.14M (deposit + AVD stamp duty HK$1,134,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,564
−HK$6,871/mo
▼ 0.25% · 3.875%
HK$112,972
−HK$3,463/mo
Today · 4.125%
HK$116,435
baseline
▲ 0.50% · 4.625%
HK$123,520
+HK$7,085/mo
Deposit HK$2.67M · loan HK$24.02M · min. income ≈ HK$232,870/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$1,134,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,889
−HK$6,585/mo
▼ 0.25% · 3.875%
HK$125,158
−HK$3,316/mo
Today · 4.125%
HK$128,474
baseline
▲ 0.50% · 4.625%
HK$135,246
+HK$6,772/mo
Deposit HK$2.67M · loan HK$24.02M · min. income ≈ HK$256,948/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$1,134,493 · Scale 2, in force from 26 Feb 2026)