LTV · monthly repayment
▼ 0.50% · 3.625%
HK$60,874
−HK$3,817/mo
▼ 0.25% · 3.875%
HK$62,767
−HK$1,924/mo
Today · 4.125%
HK$64,691
baseline
▲ 0.50% · 4.625%
HK$68,628
+HK$3,937/mo
Deposit HK$13.35M · loan HK$13.35M · min. income ≈ HK$129,382/mo (50% DSR)
Upfront cash ≈ HK$14.48M (deposit + AVD stamp duty HK$1,134,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,722
−HK$3,658/mo
▼ 0.25% · 3.875%
HK$69,538
−HK$1,842/mo
Today · 4.125%
HK$71,380
baseline
▲ 0.50% · 4.625%
HK$75,143
+HK$3,763/mo
Deposit HK$13.35M · loan HK$13.35M · min. income ≈ HK$142,760/mo (50% DSR)
Upfront cash ≈ HK$14.48M (deposit + AVD stamp duty HK$1,134,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,049
−HK$4,581/mo
▼ 0.25% · 3.875%
HK$75,321
−HK$2,309/mo
Today · 4.125%
HK$77,630
baseline
▲ 0.50% · 4.625%
HK$82,353
+HK$4,723/mo
Deposit HK$10.68M · loan HK$16.02M · min. income ≈ HK$155,260/mo (50% DSR)
Upfront cash ≈ HK$11.81M (deposit + AVD stamp duty HK$1,134,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,266
−HK$4,391/mo
▼ 0.25% · 3.875%
HK$83,446
−HK$2,211/mo
Today · 4.125%
HK$85,657
baseline
▲ 0.50% · 4.625%
HK$90,172
+HK$4,515/mo
Deposit HK$10.68M · loan HK$16.02M · min. income ≈ HK$171,314/mo (50% DSR)
Upfront cash ≈ HK$11.81M (deposit + AVD stamp duty HK$1,134,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,224
−HK$5,344/mo
▼ 0.25% · 3.875%
HK$87,874
−HK$2,694/mo
Today · 4.125%
HK$90,568
baseline
▲ 0.50% · 4.625%
HK$96,079
+HK$5,511/mo
Deposit HK$8.01M · loan HK$18.69M · min. income ≈ HK$181,136/mo (50% DSR)
Upfront cash ≈ HK$9.14M (deposit + AVD stamp duty HK$1,134,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,810
−HK$5,123/mo
▼ 0.25% · 3.875%
HK$97,353
−HK$2,580/mo
Today · 4.125%
HK$99,933
baseline
▲ 0.50% · 4.625%
HK$105,200
+HK$5,267/mo
Deposit HK$8.01M · loan HK$18.69M · min. income ≈ HK$199,866/mo (50% DSR)
Upfront cash ≈ HK$9.14M (deposit + AVD stamp duty HK$1,134,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,573
−HK$6,871/mo
▼ 0.25% · 3.875%
HK$112,981
−HK$3,463/mo
Today · 4.125%
HK$116,444
baseline
▲ 0.50% · 4.625%
HK$123,530
+HK$7,086/mo
Deposit HK$2.67M · loan HK$24.03M · min. income ≈ HK$232,888/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$1,134,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,899
−HK$6,586/mo
▼ 0.25% · 3.875%
HK$125,168
−HK$3,317/mo
Today · 4.125%
HK$128,485
baseline
▲ 0.50% · 4.625%
HK$135,257
+HK$6,772/mo
Deposit HK$2.67M · loan HK$24.03M · min. income ≈ HK$256,970/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$1,134,585 · Scale 2, in force from 26 Feb 2026)