LTV · monthly repayment
▼ 0.50% · 3.625%
HK$608,882
−HK$38,182/mo
▼ 0.25% · 3.875%
HK$627,822
−HK$19,242/mo
Today · 4.125%
HK$647,064
baseline
▲ 0.50% · 4.625%
HK$686,437
+HK$39,373/mo
Deposit HK$133.51M · loan HK$133.51M · min. income ≈ HK$1,294,128/mo (50% DSR)
Upfront cash ≈ HK$150.87M (deposit + AVD stamp duty HK$17,356,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$677,375
−HK$36,597/mo
▼ 0.25% · 3.875%
HK$695,542
−HK$18,430/mo
Today · 4.125%
HK$713,972
baseline
▲ 0.50% · 4.625%
HK$751,606
+HK$37,634/mo
Deposit HK$133.51M · loan HK$133.51M · min. income ≈ HK$1,427,944/mo (50% DSR)
Upfront cash ≈ HK$150.87M (deposit + AVD stamp duty HK$17,356,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$730,659
−HK$45,818/mo
▼ 0.25% · 3.875%
HK$753,386
−HK$23,091/mo
Today · 4.125%
HK$776,477
baseline
▲ 0.50% · 4.625%
HK$823,724
+HK$47,247/mo
Deposit HK$106.81M · loan HK$160.21M · min. income ≈ HK$1,552,954/mo (50% DSR)
Upfront cash ≈ HK$124.17M (deposit + AVD stamp duty HK$17,356,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$812,850
−HK$43,916/mo
▼ 0.25% · 3.875%
HK$834,650
−HK$22,116/mo
Today · 4.125%
HK$856,766
baseline
▲ 0.50% · 4.625%
HK$901,927
+HK$45,161/mo
Deposit HK$106.81M · loan HK$160.21M · min. income ≈ HK$1,713,532/mo (50% DSR)
Upfront cash ≈ HK$124.17M (deposit + AVD stamp duty HK$17,356,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$852,435
−HK$53,455/mo
▼ 0.25% · 3.875%
HK$878,951
−HK$26,939/mo
Today · 4.125%
HK$905,890
baseline
▲ 0.50% · 4.625%
HK$961,011
+HK$55,121/mo
Deposit HK$80.11M · loan HK$186.92M · min. income ≈ HK$1,811,780/mo (50% DSR)
Upfront cash ≈ HK$97.46M (deposit + AVD stamp duty HK$17,356,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$948,325
−HK$51,235/mo
▼ 0.25% · 3.875%
HK$973,759
−HK$25,801/mo
Today · 4.125%
HK$999,560
baseline
▲ 0.50% · 4.625%
HK$1,052,249
+HK$52,689/mo
Deposit HK$80.11M · loan HK$186.92M · min. income ≈ HK$1,999,120/mo (50% DSR)
Upfront cash ≈ HK$97.46M (deposit + AVD stamp duty HK$17,356,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,095,988
−HK$68,728/mo
▼ 0.25% · 3.875%
HK$1,130,079
−HK$34,637/mo
Today · 4.125%
HK$1,164,716
baseline
▲ 0.50% · 4.625%
HK$1,235,586
+HK$70,870/mo
Deposit HK$26.70M · loan HK$240.32M · min. income ≈ HK$2,329,432/mo (50% DSR)
Upfront cash ≈ HK$44.06M (deposit + AVD stamp duty HK$17,356,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,219,275
−HK$65,874/mo
▼ 0.25% · 3.875%
HK$1,251,976
−HK$33,173/mo
Today · 4.125%
HK$1,285,149
baseline
▲ 0.50% · 4.625%
HK$1,352,891
+HK$67,742/mo
Deposit HK$26.70M · loan HK$240.32M · min. income ≈ HK$2,570,298/mo (50% DSR)
Upfront cash ≈ HK$44.06M (deposit + AVD stamp duty HK$17,356,529 · Scale 2, in force from 26 Feb 2026)