LTV · monthly repayment
▼ 0.50% · 3.625%
HK$60,906
−HK$3,820/mo
▼ 0.25% · 3.875%
HK$62,801
−HK$1,925/mo
Today · 4.125%
HK$64,726
baseline
▲ 0.50% · 4.625%
HK$68,664
+HK$3,938/mo
Deposit HK$13.36M · loan HK$13.36M · min. income ≈ HK$129,452/mo (50% DSR)
Upfront cash ≈ HK$14.49M (deposit + AVD stamp duty HK$1,135,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,758
−HK$3,661/mo
▼ 0.25% · 3.875%
HK$69,575
−HK$1,844/mo
Today · 4.125%
HK$71,419
baseline
▲ 0.50% · 4.625%
HK$75,183
+HK$3,764/mo
Deposit HK$13.36M · loan HK$13.36M · min. income ≈ HK$142,838/mo (50% DSR)
Upfront cash ≈ HK$14.49M (deposit + AVD stamp duty HK$1,135,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,088
−HK$4,583/mo
▼ 0.25% · 3.875%
HK$75,361
−HK$2,310/mo
Today · 4.125%
HK$77,671
baseline
▲ 0.50% · 4.625%
HK$82,397
+HK$4,726/mo
Deposit HK$10.68M · loan HK$16.03M · min. income ≈ HK$155,342/mo (50% DSR)
Upfront cash ≈ HK$11.82M (deposit + AVD stamp duty HK$1,135,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,309
−HK$4,393/mo
▼ 0.25% · 3.875%
HK$83,490
−HK$2,212/mo
Today · 4.125%
HK$85,702
baseline
▲ 0.50% · 4.625%
HK$90,220
+HK$4,518/mo
Deposit HK$10.68M · loan HK$16.03M · min. income ≈ HK$171,404/mo (50% DSR)
Upfront cash ≈ HK$11.82M (deposit + AVD stamp duty HK$1,135,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,269
−HK$5,347/mo
▼ 0.25% · 3.875%
HK$87,921
−HK$2,695/mo
Today · 4.125%
HK$90,616
baseline
▲ 0.50% · 4.625%
HK$96,130
+HK$5,514/mo
Deposit HK$8.01M · loan HK$18.70M · min. income ≈ HK$181,232/mo (50% DSR)
Upfront cash ≈ HK$9.15M (deposit + AVD stamp duty HK$1,135,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,861
−HK$5,125/mo
▼ 0.25% · 3.875%
HK$97,405
−HK$2,581/mo
Today · 4.125%
HK$99,986
baseline
▲ 0.50% · 4.625%
HK$105,256
+HK$5,270/mo
Deposit HK$8.01M · loan HK$18.70M · min. income ≈ HK$199,972/mo (50% DSR)
Upfront cash ≈ HK$9.15M (deposit + AVD stamp duty HK$1,135,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,632
−HK$6,874/mo
▼ 0.25% · 3.875%
HK$113,042
−HK$3,464/mo
Today · 4.125%
HK$116,506
baseline
▲ 0.50% · 4.625%
HK$123,596
+HK$7,090/mo
Deposit HK$2.67M · loan HK$24.04M · min. income ≈ HK$233,012/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$1,135,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,964
−HK$6,589/mo
▼ 0.25% · 3.875%
HK$125,235
−HK$3,318/mo
Today · 4.125%
HK$128,553
baseline
▲ 0.50% · 4.625%
HK$135,330
+HK$6,777/mo
Deposit HK$2.67M · loan HK$24.04M · min. income ≈ HK$257,106/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$1,135,191 · Scale 2, in force from 26 Feb 2026)