LTV · monthly repayment
▼ 0.50% · 3.625%
HK$60,925
−HK$3,821/mo
▼ 0.25% · 3.875%
HK$62,821
−HK$1,925/mo
Today · 4.125%
HK$64,746
baseline
▲ 0.50% · 4.625%
HK$68,686
+HK$3,940/mo
Deposit HK$13.36M · loan HK$13.36M · min. income ≈ HK$129,492/mo (50% DSR)
Upfront cash ≈ HK$14.49M (deposit + AVD stamp duty HK$1,135,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,779
−HK$3,662/mo
▼ 0.25% · 3.875%
HK$69,597
−HK$1,844/mo
Today · 4.125%
HK$71,441
baseline
▲ 0.50% · 4.625%
HK$75,207
+HK$3,766/mo
Deposit HK$13.36M · loan HK$13.36M · min. income ≈ HK$142,882/mo (50% DSR)
Upfront cash ≈ HK$14.49M (deposit + AVD stamp duty HK$1,135,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,111
−HK$4,584/mo
▼ 0.25% · 3.875%
HK$75,385
−HK$2,310/mo
Today · 4.125%
HK$77,695
baseline
▲ 0.50% · 4.625%
HK$82,423
+HK$4,728/mo
Deposit HK$10.69M · loan HK$16.03M · min. income ≈ HK$155,390/mo (50% DSR)
Upfront cash ≈ HK$11.82M (deposit + AVD stamp duty HK$1,135,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,335
−HK$4,394/mo
▼ 0.25% · 3.875%
HK$83,516
−HK$2,213/mo
Today · 4.125%
HK$85,729
baseline
▲ 0.50% · 4.625%
HK$90,248
+HK$4,519/mo
Deposit HK$10.69M · loan HK$16.03M · min. income ≈ HK$171,458/mo (50% DSR)
Upfront cash ≈ HK$11.82M (deposit + AVD stamp duty HK$1,135,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,296
−HK$5,348/mo
▼ 0.25% · 3.875%
HK$87,949
−HK$2,695/mo
Today · 4.125%
HK$90,644
baseline
▲ 0.50% · 4.625%
HK$96,160
+HK$5,516/mo
Deposit HK$8.02M · loan HK$18.70M · min. income ≈ HK$181,288/mo (50% DSR)
Upfront cash ≈ HK$9.15M (deposit + AVD stamp duty HK$1,135,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,891
−HK$5,126/mo
▼ 0.25% · 3.875%
HK$97,435
−HK$2,582/mo
Today · 4.125%
HK$100,017
baseline
▲ 0.50% · 4.625%
HK$105,289
+HK$5,272/mo
Deposit HK$8.02M · loan HK$18.70M · min. income ≈ HK$200,034/mo (50% DSR)
Upfront cash ≈ HK$9.15M (deposit + AVD stamp duty HK$1,135,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,666
−HK$6,877/mo
▼ 0.25% · 3.875%
HK$113,077
−HK$3,466/mo
Today · 4.125%
HK$116,543
baseline
▲ 0.50% · 4.625%
HK$123,634
+HK$7,091/mo
Deposit HK$2.67M · loan HK$24.05M · min. income ≈ HK$233,086/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$1,135,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,002
−HK$6,592/mo
▼ 0.25% · 3.875%
HK$125,274
−HK$3,320/mo
Today · 4.125%
HK$128,594
baseline
▲ 0.50% · 4.625%
HK$135,372
+HK$6,778/mo
Deposit HK$2.67M · loan HK$24.05M · min. income ≈ HK$257,188/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$1,135,545 · Scale 2, in force from 26 Feb 2026)