LTV · monthly repayment
▼ 0.50% · 3.625%
HK$60,927
−HK$3,821/mo
▼ 0.25% · 3.875%
HK$62,822
−HK$1,926/mo
Today · 4.125%
HK$64,748
baseline
▲ 0.50% · 4.625%
HK$68,687
+HK$3,939/mo
Deposit HK$13.36M · loan HK$13.36M · min. income ≈ HK$129,496/mo (50% DSR)
Upfront cash ≈ HK$14.50M (deposit + AVD stamp duty HK$1,135,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,781
−HK$3,662/mo
▼ 0.25% · 3.875%
HK$69,598
−HK$1,845/mo
Today · 4.125%
HK$71,443
baseline
▲ 0.50% · 4.625%
HK$75,208
+HK$3,765/mo
Deposit HK$13.36M · loan HK$13.36M · min. income ≈ HK$142,886/mo (50% DSR)
Upfront cash ≈ HK$14.50M (deposit + AVD stamp duty HK$1,135,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,112
−HK$4,585/mo
▼ 0.25% · 3.875%
HK$75,386
−HK$2,311/mo
Today · 4.125%
HK$77,697
baseline
▲ 0.50% · 4.625%
HK$82,425
+HK$4,728/mo
Deposit HK$10.69M · loan HK$16.03M · min. income ≈ HK$155,394/mo (50% DSR)
Upfront cash ≈ HK$11.82M (deposit + AVD stamp duty HK$1,135,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,337
−HK$4,394/mo
▼ 0.25% · 3.875%
HK$83,518
−HK$2,213/mo
Today · 4.125%
HK$85,731
baseline
▲ 0.50% · 4.625%
HK$90,250
+HK$4,519/mo
Deposit HK$10.69M · loan HK$16.03M · min. income ≈ HK$171,462/mo (50% DSR)
Upfront cash ≈ HK$11.82M (deposit + AVD stamp duty HK$1,135,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,298
−HK$5,349/mo
▼ 0.25% · 3.875%
HK$87,951
−HK$2,696/mo
Today · 4.125%
HK$90,647
baseline
▲ 0.50% · 4.625%
HK$96,162
+HK$5,515/mo
Deposit HK$8.02M · loan HK$18.70M · min. income ≈ HK$181,294/mo (50% DSR)
Upfront cash ≈ HK$9.15M (deposit + AVD stamp duty HK$1,135,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,893
−HK$5,127/mo
▼ 0.25% · 3.875%
HK$97,438
−HK$2,582/mo
Today · 4.125%
HK$100,020
baseline
▲ 0.50% · 4.625%
HK$105,292
+HK$5,272/mo
Deposit HK$8.02M · loan HK$18.70M · min. income ≈ HK$200,040/mo (50% DSR)
Upfront cash ≈ HK$9.15M (deposit + AVD stamp duty HK$1,135,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,668
−HK$6,878/mo
▼ 0.25% · 3.875%
HK$113,080
−HK$3,466/mo
Today · 4.125%
HK$116,546
baseline
▲ 0.50% · 4.625%
HK$123,637
+HK$7,091/mo
Deposit HK$2.67M · loan HK$24.05M · min. income ≈ HK$233,092/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$1,135,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,005
−HK$6,592/mo
▼ 0.25% · 3.875%
HK$125,277
−HK$3,320/mo
Today · 4.125%
HK$128,597
baseline
▲ 0.50% · 4.625%
HK$135,375
+HK$6,778/mo
Deposit HK$2.67M · loan HK$24.05M · min. income ≈ HK$257,194/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$1,135,572 · Scale 2, in force from 26 Feb 2026)