LTV · monthly repayment
▼ 0.50% · 3.625%
HK$609,544
−HK$38,224/mo
▼ 0.25% · 3.875%
HK$628,504
−HK$19,264/mo
Today · 4.125%
HK$647,768
baseline
▲ 0.50% · 4.625%
HK$687,183
+HK$39,415/mo
Deposit HK$133.66M · loan HK$133.66M · min. income ≈ HK$1,295,536/mo (50% DSR)
Upfront cash ≈ HK$151.03M (deposit + AVD stamp duty HK$17,375,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$678,112
−HK$36,636/mo
▼ 0.25% · 3.875%
HK$696,298
−HK$18,450/mo
Today · 4.125%
HK$714,748
baseline
▲ 0.50% · 4.625%
HK$752,423
+HK$37,675/mo
Deposit HK$133.66M · loan HK$133.66M · min. income ≈ HK$1,429,496/mo (50% DSR)
Upfront cash ≈ HK$151.03M (deposit + AVD stamp duty HK$17,375,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$731,453
−HK$45,869/mo
▼ 0.25% · 3.875%
HK$754,205
−HK$23,117/mo
Today · 4.125%
HK$777,322
baseline
▲ 0.50% · 4.625%
HK$824,620
+HK$47,298/mo
Deposit HK$106.93M · loan HK$160.39M · min. income ≈ HK$1,554,644/mo (50% DSR)
Upfront cash ≈ HK$124.30M (deposit + AVD stamp duty HK$17,375,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$813,734
−HK$43,964/mo
▼ 0.25% · 3.875%
HK$835,558
−HK$22,140/mo
Today · 4.125%
HK$857,698
baseline
▲ 0.50% · 4.625%
HK$902,908
+HK$45,210/mo
Deposit HK$106.93M · loan HK$160.39M · min. income ≈ HK$1,715,396/mo (50% DSR)
Upfront cash ≈ HK$124.30M (deposit + AVD stamp duty HK$17,375,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$853,362
−HK$53,513/mo
▼ 0.25% · 3.875%
HK$879,906
−HK$26,969/mo
Today · 4.125%
HK$906,875
baseline
▲ 0.50% · 4.625%
HK$962,056
+HK$55,181/mo
Deposit HK$80.19M · loan HK$187.12M · min. income ≈ HK$1,813,750/mo (50% DSR)
Upfront cash ≈ HK$97.57M (deposit + AVD stamp duty HK$17,375,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$949,356
−HK$51,291/mo
▼ 0.25% · 3.875%
HK$974,818
−HK$25,829/mo
Today · 4.125%
HK$1,000,647
baseline
▲ 0.50% · 4.625%
HK$1,053,393
+HK$52,746/mo
Deposit HK$80.19M · loan HK$187.12M · min. income ≈ HK$2,001,294/mo (50% DSR)
Upfront cash ≈ HK$97.57M (deposit + AVD stamp duty HK$17,375,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,097,180
−HK$68,802/mo
▼ 0.25% · 3.875%
HK$1,131,308
−HK$34,674/mo
Today · 4.125%
HK$1,165,982
baseline
▲ 0.50% · 4.625%
HK$1,236,930
+HK$70,948/mo
Deposit HK$26.73M · loan HK$240.58M · min. income ≈ HK$2,331,964/mo (50% DSR)
Upfront cash ≈ HK$44.11M (deposit + AVD stamp duty HK$17,375,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,220,601
−HK$65,945/mo
▼ 0.25% · 3.875%
HK$1,253,337
−HK$33,209/mo
Today · 4.125%
HK$1,286,546
baseline
▲ 0.50% · 4.625%
HK$1,354,362
+HK$67,816/mo
Deposit HK$26.73M · loan HK$240.58M · min. income ≈ HK$2,573,092/mo (50% DSR)
Upfront cash ≈ HK$44.11M (deposit + AVD stamp duty HK$17,375,402 · Scale 2, in force from 26 Feb 2026)