LTV · monthly repayment
▼ 0.50% · 3.625%
HK$60,964
−HK$3,823/mo
▼ 0.25% · 3.875%
HK$62,860
−HK$1,927/mo
Today · 4.125%
HK$64,787
baseline
▲ 0.50% · 4.625%
HK$68,729
+HK$3,942/mo
Deposit HK$13.37M · loan HK$13.37M · min. income ≈ HK$129,574/mo (50% DSR)
Upfront cash ≈ HK$14.50M (deposit + AVD stamp duty HK$1,136,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,822
−HK$3,664/mo
▼ 0.25% · 3.875%
HK$69,641
−HK$1,845/mo
Today · 4.125%
HK$71,486
baseline
▲ 0.50% · 4.625%
HK$75,254
+HK$3,768/mo
Deposit HK$13.37M · loan HK$13.37M · min. income ≈ HK$142,972/mo (50% DSR)
Upfront cash ≈ HK$14.50M (deposit + AVD stamp duty HK$1,136,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,157
−HK$4,587/mo
▼ 0.25% · 3.875%
HK$75,432
−HK$2,312/mo
Today · 4.125%
HK$77,744
baseline
▲ 0.50% · 4.625%
HK$82,475
+HK$4,731/mo
Deposit HK$10.69M · loan HK$16.04M · min. income ≈ HK$155,488/mo (50% DSR)
Upfront cash ≈ HK$11.83M (deposit + AVD stamp duty HK$1,136,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,386
−HK$4,397/mo
▼ 0.25% · 3.875%
HK$83,569
−HK$2,214/mo
Today · 4.125%
HK$85,783
baseline
▲ 0.50% · 4.625%
HK$90,305
+HK$4,522/mo
Deposit HK$10.69M · loan HK$16.04M · min. income ≈ HK$171,566/mo (50% DSR)
Upfront cash ≈ HK$11.83M (deposit + AVD stamp duty HK$1,136,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,349
−HK$5,352/mo
▼ 0.25% · 3.875%
HK$88,004
−HK$2,697/mo
Today · 4.125%
HK$90,701
baseline
▲ 0.50% · 4.625%
HK$96,220
+HK$5,519/mo
Deposit HK$8.02M · loan HK$18.71M · min. income ≈ HK$181,402/mo (50% DSR)
Upfront cash ≈ HK$9.16M (deposit + AVD stamp duty HK$1,136,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,950
−HK$5,130/mo
▼ 0.25% · 3.875%
HK$97,497
−HK$2,583/mo
Today · 4.125%
HK$100,080
baseline
▲ 0.50% · 4.625%
HK$105,355
+HK$5,275/mo
Deposit HK$8.02M · loan HK$18.71M · min. income ≈ HK$200,160/mo (50% DSR)
Upfront cash ≈ HK$9.16M (deposit + AVD stamp duty HK$1,136,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,735
−HK$6,881/mo
▼ 0.25% · 3.875%
HK$113,148
−HK$3,468/mo
Today · 4.125%
HK$116,616
baseline
▲ 0.50% · 4.625%
HK$123,712
+HK$7,096/mo
Deposit HK$2.67M · loan HK$24.06M · min. income ≈ HK$233,232/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$1,136,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,079
−HK$6,595/mo
▼ 0.25% · 3.875%
HK$125,353
−HK$3,321/mo
Today · 4.125%
HK$128,674
baseline
▲ 0.50% · 4.625%
HK$135,457
+HK$6,783/mo
Deposit HK$2.67M · loan HK$24.06M · min. income ≈ HK$257,348/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$1,136,259 · Scale 2, in force from 26 Feb 2026)