LTV · monthly repayment
▼ 0.50% · 3.625%
HK$60,975
−HK$3,824/mo
▼ 0.25% · 3.875%
HK$62,872
−HK$1,927/mo
Today · 4.125%
HK$64,799
baseline
▲ 0.50% · 4.625%
HK$68,742
+HK$3,943/mo
Deposit HK$13.37M · loan HK$13.37M · min. income ≈ HK$129,598/mo (50% DSR)
Upfront cash ≈ HK$14.51M (deposit + AVD stamp duty HK$1,136,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,834
−HK$3,665/mo
▼ 0.25% · 3.875%
HK$69,654
−HK$1,845/mo
Today · 4.125%
HK$71,499
baseline
▲ 0.50% · 4.625%
HK$75,268
+HK$3,769/mo
Deposit HK$13.37M · loan HK$13.37M · min. income ≈ HK$142,998/mo (50% DSR)
Upfront cash ≈ HK$14.51M (deposit + AVD stamp duty HK$1,136,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,170
−HK$4,589/mo
▼ 0.25% · 3.875%
HK$75,446
−HK$2,313/mo
Today · 4.125%
HK$77,759
baseline
▲ 0.50% · 4.625%
HK$82,490
+HK$4,731/mo
Deposit HK$10.70M · loan HK$16.04M · min. income ≈ HK$155,518/mo (50% DSR)
Upfront cash ≈ HK$11.83M (deposit + AVD stamp duty HK$1,136,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,401
−HK$4,398/mo
▼ 0.25% · 3.875%
HK$83,584
−HK$2,215/mo
Today · 4.125%
HK$85,799
baseline
▲ 0.50% · 4.625%
HK$90,322
+HK$4,523/mo
Deposit HK$10.70M · loan HK$16.04M · min. income ≈ HK$171,598/mo (50% DSR)
Upfront cash ≈ HK$11.83M (deposit + AVD stamp duty HK$1,136,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,365
−HK$5,353/mo
▼ 0.25% · 3.875%
HK$88,021
−HK$2,697/mo
Today · 4.125%
HK$90,718
baseline
▲ 0.50% · 4.625%
HK$96,238
+HK$5,520/mo
Deposit HK$8.02M · loan HK$18.72M · min. income ≈ HK$181,436/mo (50% DSR)
Upfront cash ≈ HK$9.16M (deposit + AVD stamp duty HK$1,136,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,968
−HK$5,131/mo
▼ 0.25% · 3.875%
HK$97,515
−HK$2,584/mo
Today · 4.125%
HK$100,099
baseline
▲ 0.50% · 4.625%
HK$105,375
+HK$5,276/mo
Deposit HK$8.02M · loan HK$18.72M · min. income ≈ HK$200,198/mo (50% DSR)
Upfront cash ≈ HK$9.16M (deposit + AVD stamp duty HK$1,136,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,755
−HK$6,883/mo
▼ 0.25% · 3.875%
HK$113,169
−HK$3,469/mo
Today · 4.125%
HK$116,638
baseline
▲ 0.50% · 4.625%
HK$123,735
+HK$7,097/mo
Deposit HK$2.67M · loan HK$24.07M · min. income ≈ HK$233,276/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$1,136,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,102
−HK$6,597/mo
▼ 0.25% · 3.875%
HK$125,376
−HK$3,323/mo
Today · 4.125%
HK$128,699
baseline
▲ 0.50% · 4.625%
HK$135,482
+HK$6,783/mo
Deposit HK$2.67M · loan HK$24.07M · min. income ≈ HK$257,398/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$1,136,472 · Scale 2, in force from 26 Feb 2026)