LTV · monthly repayment
▼ 0.50% · 3.625%
HK$60,991
−HK$3,825/mo
▼ 0.25% · 3.875%
HK$62,889
−HK$1,927/mo
Today · 4.125%
HK$64,816
baseline
▲ 0.50% · 4.625%
HK$68,760
+HK$3,944/mo
Deposit HK$13.37M · loan HK$13.37M · min. income ≈ HK$129,632/mo (50% DSR)
Upfront cash ≈ HK$14.51M (deposit + AVD stamp duty HK$1,136,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,852
−HK$3,666/mo
▼ 0.25% · 3.875%
HK$69,672
−HK$1,846/mo
Today · 4.125%
HK$71,518
baseline
▲ 0.50% · 4.625%
HK$75,288
+HK$3,770/mo
Deposit HK$13.37M · loan HK$13.37M · min. income ≈ HK$143,036/mo (50% DSR)
Upfront cash ≈ HK$14.51M (deposit + AVD stamp duty HK$1,136,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,190
−HK$4,589/mo
▼ 0.25% · 3.875%
HK$75,466
−HK$2,313/mo
Today · 4.125%
HK$77,779
baseline
▲ 0.50% · 4.625%
HK$82,512
+HK$4,733/mo
Deposit HK$10.70M · loan HK$16.05M · min. income ≈ HK$155,558/mo (50% DSR)
Upfront cash ≈ HK$11.84M (deposit + AVD stamp duty HK$1,136,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,423
−HK$4,399/mo
▼ 0.25% · 3.875%
HK$83,607
−HK$2,215/mo
Today · 4.125%
HK$85,822
baseline
▲ 0.50% · 4.625%
HK$90,346
+HK$4,524/mo
Deposit HK$10.70M · loan HK$16.05M · min. income ≈ HK$171,644/mo (50% DSR)
Upfront cash ≈ HK$11.84M (deposit + AVD stamp duty HK$1,136,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,388
−HK$5,355/mo
▼ 0.25% · 3.875%
HK$88,044
−HK$2,699/mo
Today · 4.125%
HK$90,743
baseline
▲ 0.50% · 4.625%
HK$96,264
+HK$5,521/mo
Deposit HK$8.02M · loan HK$18.72M · min. income ≈ HK$181,486/mo (50% DSR)
Upfront cash ≈ HK$9.16M (deposit + AVD stamp duty HK$1,136,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,993
−HK$5,132/mo
▼ 0.25% · 3.875%
HK$97,541
−HK$2,584/mo
Today · 4.125%
HK$100,125
baseline
▲ 0.50% · 4.625%
HK$105,403
+HK$5,278/mo
Deposit HK$8.02M · loan HK$18.72M · min. income ≈ HK$200,250/mo (50% DSR)
Upfront cash ≈ HK$9.16M (deposit + AVD stamp duty HK$1,136,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,785
−HK$6,884/mo
▼ 0.25% · 3.875%
HK$113,199
−HK$3,470/mo
Today · 4.125%
HK$116,669
baseline
▲ 0.50% · 4.625%
HK$123,768
+HK$7,099/mo
Deposit HK$2.67M · loan HK$24.07M · min. income ≈ HK$233,338/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$1,136,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,134
−HK$6,599/mo
▼ 0.25% · 3.875%
HK$125,410
−HK$3,323/mo
Today · 4.125%
HK$128,733
baseline
▲ 0.50% · 4.625%
HK$135,518
+HK$6,785/mo
Deposit HK$2.67M · loan HK$24.07M · min. income ≈ HK$257,466/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$1,136,774 · Scale 2, in force from 26 Feb 2026)