LTV · monthly repayment
▼ 0.50% · 3.625%
HK$61,011
−HK$3,826/mo
▼ 0.25% · 3.875%
HK$62,909
−HK$1,928/mo
Today · 4.125%
HK$64,837
baseline
▲ 0.50% · 4.625%
HK$68,783
+HK$3,946/mo
Deposit HK$13.38M · loan HK$13.38M · min. income ≈ HK$129,674/mo (50% DSR)
Upfront cash ≈ HK$14.52M (deposit + AVD stamp duty HK$1,137,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,875
−HK$3,667/mo
▼ 0.25% · 3.875%
HK$69,695
−HK$1,847/mo
Today · 4.125%
HK$71,542
baseline
▲ 0.50% · 4.625%
HK$75,313
+HK$3,771/mo
Deposit HK$13.38M · loan HK$13.38M · min. income ≈ HK$143,084/mo (50% DSR)
Upfront cash ≈ HK$14.52M (deposit + AVD stamp duty HK$1,137,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,214
−HK$4,591/mo
▼ 0.25% · 3.875%
HK$75,491
−HK$2,314/mo
Today · 4.125%
HK$77,805
baseline
▲ 0.50% · 4.625%
HK$82,539
+HK$4,734/mo
Deposit HK$10.70M · loan HK$16.05M · min. income ≈ HK$155,610/mo (50% DSR)
Upfront cash ≈ HK$11.84M (deposit + AVD stamp duty HK$1,137,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,449
−HK$4,401/mo
▼ 0.25% · 3.875%
HK$83,634
−HK$2,216/mo
Today · 4.125%
HK$85,850
baseline
▲ 0.50% · 4.625%
HK$90,375
+HK$4,525/mo
Deposit HK$10.70M · loan HK$16.05M · min. income ≈ HK$171,700/mo (50% DSR)
Upfront cash ≈ HK$11.84M (deposit + AVD stamp duty HK$1,137,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,416
−HK$5,356/mo
▼ 0.25% · 3.875%
HK$88,073
−HK$2,699/mo
Today · 4.125%
HK$90,772
baseline
▲ 0.50% · 4.625%
HK$96,296
+HK$5,524/mo
Deposit HK$8.03M · loan HK$18.73M · min. income ≈ HK$181,544/mo (50% DSR)
Upfront cash ≈ HK$9.16M (deposit + AVD stamp duty HK$1,137,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,024
−HK$5,134/mo
▼ 0.25% · 3.875%
HK$97,573
−HK$2,585/mo
Today · 4.125%
HK$100,158
baseline
▲ 0.50% · 4.625%
HK$105,438
+HK$5,280/mo
Deposit HK$8.03M · loan HK$18.73M · min. income ≈ HK$200,316/mo (50% DSR)
Upfront cash ≈ HK$9.16M (deposit + AVD stamp duty HK$1,137,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,820
−HK$6,887/mo
▼ 0.25% · 3.875%
HK$113,237
−HK$3,470/mo
Today · 4.125%
HK$116,707
baseline
▲ 0.50% · 4.625%
HK$123,809
+HK$7,102/mo
Deposit HK$2.68M · loan HK$24.08M · min. income ≈ HK$233,414/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$1,137,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,174
−HK$6,601/mo
▼ 0.25% · 3.875%
HK$125,451
−HK$3,324/mo
Today · 4.125%
HK$128,775
baseline
▲ 0.50% · 4.625%
HK$135,563
+HK$6,788/mo
Deposit HK$2.68M · loan HK$24.08M · min. income ≈ HK$257,550/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$1,137,146 · Scale 2, in force from 26 Feb 2026)