LTV · monthly repayment
▼ 0.50% · 3.625%
HK$61,020
−HK$3,827/mo
▼ 0.25% · 3.875%
HK$62,919
−HK$1,928/mo
Today · 4.125%
HK$64,847
baseline
▲ 0.50% · 4.625%
HK$68,793
+HK$3,946/mo
Deposit HK$13.38M · loan HK$13.38M · min. income ≈ HK$129,694/mo (50% DSR)
Upfront cash ≈ HK$14.52M (deposit + AVD stamp duty HK$1,137,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,885
−HK$3,667/mo
▼ 0.25% · 3.875%
HK$69,705
−HK$1,847/mo
Today · 4.125%
HK$71,552
baseline
▲ 0.50% · 4.625%
HK$75,324
+HK$3,772/mo
Deposit HK$13.38M · loan HK$13.38M · min. income ≈ HK$143,104/mo (50% DSR)
Upfront cash ≈ HK$14.52M (deposit + AVD stamp duty HK$1,137,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,225
−HK$4,591/mo
▼ 0.25% · 3.875%
HK$75,502
−HK$2,314/mo
Today · 4.125%
HK$77,816
baseline
▲ 0.50% · 4.625%
HK$82,551
+HK$4,735/mo
Deposit HK$10.70M · loan HK$16.06M · min. income ≈ HK$155,632/mo (50% DSR)
Upfront cash ≈ HK$11.84M (deposit + AVD stamp duty HK$1,137,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,462
−HK$4,401/mo
▼ 0.25% · 3.875%
HK$83,646
−HK$2,217/mo
Today · 4.125%
HK$85,863
baseline
▲ 0.50% · 4.625%
HK$90,389
+HK$4,526/mo
Deposit HK$10.70M · loan HK$16.06M · min. income ≈ HK$171,726/mo (50% DSR)
Upfront cash ≈ HK$11.84M (deposit + AVD stamp duty HK$1,137,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,429
−HK$5,357/mo
▼ 0.25% · 3.875%
HK$88,086
−HK$2,700/mo
Today · 4.125%
HK$90,786
baseline
▲ 0.50% · 4.625%
HK$96,310
+HK$5,524/mo
Deposit HK$8.03M · loan HK$18.73M · min. income ≈ HK$181,572/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$1,137,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,039
−HK$5,134/mo
▼ 0.25% · 3.875%
HK$97,587
−HK$2,586/mo
Today · 4.125%
HK$100,173
baseline
▲ 0.50% · 4.625%
HK$105,453
+HK$5,280/mo
Deposit HK$8.03M · loan HK$18.73M · min. income ≈ HK$200,346/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$1,137,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,837
−HK$6,888/mo
▼ 0.25% · 3.875%
HK$113,253
−HK$3,472/mo
Today · 4.125%
HK$116,725
baseline
▲ 0.50% · 4.625%
HK$123,827
+HK$7,102/mo
Deposit HK$2.68M · loan HK$24.08M · min. income ≈ HK$233,450/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$1,137,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,192
−HK$6,602/mo
▼ 0.25% · 3.875%
HK$125,470
−HK$3,324/mo
Today · 4.125%
HK$128,794
baseline
▲ 0.50% · 4.625%
HK$135,583
+HK$6,789/mo
Deposit HK$2.68M · loan HK$24.08M · min. income ≈ HK$257,588/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$1,137,316 · Scale 2, in force from 26 Feb 2026)