LTV · monthly repayment
▼ 0.50% · 3.625%
HK$61,039
−HK$3,827/mo
▼ 0.25% · 3.875%
HK$62,937
−HK$1,929/mo
Today · 4.125%
HK$64,866
baseline
▲ 0.50% · 4.625%
HK$68,813
+HK$3,947/mo
Deposit HK$13.38M · loan HK$13.38M · min. income ≈ HK$129,732/mo (50% DSR)
Upfront cash ≈ HK$14.52M (deposit + AVD stamp duty HK$1,137,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,905
−HK$3,669/mo
▼ 0.25% · 3.875%
HK$69,726
−HK$1,848/mo
Today · 4.125%
HK$71,574
baseline
▲ 0.50% · 4.625%
HK$75,346
+HK$3,772/mo
Deposit HK$13.38M · loan HK$13.38M · min. income ≈ HK$143,148/mo (50% DSR)
Upfront cash ≈ HK$14.52M (deposit + AVD stamp duty HK$1,137,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,246
−HK$4,594/mo
▼ 0.25% · 3.875%
HK$75,525
−HK$2,315/mo
Today · 4.125%
HK$77,840
baseline
▲ 0.50% · 4.625%
HK$82,576
+HK$4,736/mo
Deposit HK$10.71M · loan HK$16.06M · min. income ≈ HK$155,680/mo (50% DSR)
Upfront cash ≈ HK$11.84M (deposit + AVD stamp duty HK$1,137,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,486
−HK$4,402/mo
▼ 0.25% · 3.875%
HK$83,671
−HK$2,217/mo
Today · 4.125%
HK$85,888
baseline
▲ 0.50% · 4.625%
HK$90,416
+HK$4,528/mo
Deposit HK$10.71M · loan HK$16.06M · min. income ≈ HK$171,776/mo (50% DSR)
Upfront cash ≈ HK$11.84M (deposit + AVD stamp duty HK$1,137,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,454
−HK$5,359/mo
▼ 0.25% · 3.875%
HK$88,112
−HK$2,701/mo
Today · 4.125%
HK$90,813
baseline
▲ 0.50% · 4.625%
HK$96,339
+HK$5,526/mo
Deposit HK$8.03M · loan HK$18.74M · min. income ≈ HK$181,626/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$1,137,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,067
−HK$5,136/mo
▼ 0.25% · 3.875%
HK$97,617
−HK$2,586/mo
Today · 4.125%
HK$100,203
baseline
▲ 0.50% · 4.625%
HK$105,485
+HK$5,282/mo
Deposit HK$8.03M · loan HK$18.74M · min. income ≈ HK$200,406/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$1,137,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,870
−HK$6,889/mo
▼ 0.25% · 3.875%
HK$113,287
−HK$3,472/mo
Today · 4.125%
HK$116,759
baseline
▲ 0.50% · 4.625%
HK$123,864
+HK$7,105/mo
Deposit HK$2.68M · loan HK$24.09M · min. income ≈ HK$233,518/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$1,137,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,229
−HK$6,603/mo
▼ 0.25% · 3.875%
HK$125,507
−HK$3,325/mo
Today · 4.125%
HK$128,832
baseline
▲ 0.50% · 4.625%
HK$135,623
+HK$6,791/mo
Deposit HK$2.68M · loan HK$24.09M · min. income ≈ HK$257,664/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$1,137,655 · Scale 2, in force from 26 Feb 2026)