LTV · monthly repayment
▼ 0.50% · 3.625%
HK$61,042
−HK$3,827/mo
▼ 0.25% · 3.875%
HK$62,940
−HK$1,929/mo
Today · 4.125%
HK$64,869
baseline
▲ 0.50% · 4.625%
HK$68,817
+HK$3,948/mo
Deposit HK$13.38M · loan HK$13.38M · min. income ≈ HK$129,738/mo (50% DSR)
Upfront cash ≈ HK$14.52M (deposit + AVD stamp duty HK$1,137,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,908
−HK$3,669/mo
▼ 0.25% · 3.875%
HK$69,729
−HK$1,848/mo
Today · 4.125%
HK$71,577
baseline
▲ 0.50% · 4.625%
HK$75,350
+HK$3,773/mo
Deposit HK$13.38M · loan HK$13.38M · min. income ≈ HK$143,154/mo (50% DSR)
Upfront cash ≈ HK$14.52M (deposit + AVD stamp duty HK$1,137,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,250
−HK$4,593/mo
▼ 0.25% · 3.875%
HK$75,528
−HK$2,315/mo
Today · 4.125%
HK$77,843
baseline
▲ 0.50% · 4.625%
HK$82,580
+HK$4,737/mo
Deposit HK$10.71M · loan HK$16.06M · min. income ≈ HK$155,686/mo (50% DSR)
Upfront cash ≈ HK$11.85M (deposit + AVD stamp duty HK$1,137,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,490
−HK$4,402/mo
▼ 0.25% · 3.875%
HK$83,675
−HK$2,217/mo
Today · 4.125%
HK$85,892
baseline
▲ 0.50% · 4.625%
HK$90,420
+HK$4,528/mo
Deposit HK$10.71M · loan HK$16.06M · min. income ≈ HK$171,784/mo (50% DSR)
Upfront cash ≈ HK$11.85M (deposit + AVD stamp duty HK$1,137,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,458
−HK$5,359/mo
▼ 0.25% · 3.875%
HK$88,116
−HK$2,701/mo
Today · 4.125%
HK$90,817
baseline
▲ 0.50% · 4.625%
HK$96,343
+HK$5,526/mo
Deposit HK$8.03M · loan HK$18.74M · min. income ≈ HK$181,634/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$1,137,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,071
−HK$5,137/mo
▼ 0.25% · 3.875%
HK$97,621
−HK$2,587/mo
Today · 4.125%
HK$100,208
baseline
▲ 0.50% · 4.625%
HK$105,490
+HK$5,282/mo
Deposit HK$8.03M · loan HK$18.74M · min. income ≈ HK$200,416/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$1,137,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,875
−HK$6,890/mo
▼ 0.25% · 3.875%
HK$113,292
−HK$3,473/mo
Today · 4.125%
HK$116,765
baseline
▲ 0.50% · 4.625%
HK$123,870
+HK$7,105/mo
Deposit HK$2.68M · loan HK$24.09M · min. income ≈ HK$233,530/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$1,137,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,235
−HK$6,604/mo
▼ 0.25% · 3.875%
HK$125,513
−HK$3,326/mo
Today · 4.125%
HK$128,839
baseline
▲ 0.50% · 4.625%
HK$135,630
+HK$6,791/mo
Deposit HK$2.68M · loan HK$24.09M · min. income ≈ HK$257,678/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$1,137,708 · Scale 2, in force from 26 Feb 2026)