LTV · monthly repayment
▼ 0.50% · 3.625%
HK$610,448
−HK$38,280/mo
▼ 0.25% · 3.875%
HK$629,436
−HK$19,292/mo
Today · 4.125%
HK$648,728
baseline
▲ 0.50% · 4.625%
HK$688,202
+HK$39,474/mo
Deposit HK$133.86M · loan HK$133.86M · min. income ≈ HK$1,297,456/mo (50% DSR)
Upfront cash ≈ HK$151.26M (deposit + AVD stamp duty HK$17,401,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$679,117
−HK$36,691/mo
▼ 0.25% · 3.875%
HK$697,331
−HK$18,477/mo
Today · 4.125%
HK$715,808
baseline
▲ 0.50% · 4.625%
HK$753,539
+HK$37,731/mo
Deposit HK$133.86M · loan HK$133.86M · min. income ≈ HK$1,431,616/mo (50% DSR)
Upfront cash ≈ HK$151.26M (deposit + AVD stamp duty HK$17,401,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$732,537
−HK$45,937/mo
▼ 0.25% · 3.875%
HK$755,323
−HK$23,151/mo
Today · 4.125%
HK$778,474
baseline
▲ 0.50% · 4.625%
HK$825,842
+HK$47,368/mo
Deposit HK$107.08M · loan HK$160.63M · min. income ≈ HK$1,556,948/mo (50% DSR)
Upfront cash ≈ HK$124.49M (deposit + AVD stamp duty HK$17,401,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$814,940
−HK$44,029/mo
▼ 0.25% · 3.875%
HK$836,797
−HK$22,172/mo
Today · 4.125%
HK$858,969
baseline
▲ 0.50% · 4.625%
HK$904,247
+HK$45,278/mo
Deposit HK$107.08M · loan HK$160.63M · min. income ≈ HK$1,717,938/mo (50% DSR)
Upfront cash ≈ HK$124.49M (deposit + AVD stamp duty HK$17,401,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$854,627
−HK$53,593/mo
▼ 0.25% · 3.875%
HK$881,211
−HK$27,009/mo
Today · 4.125%
HK$908,220
baseline
▲ 0.50% · 4.625%
HK$963,483
+HK$55,263/mo
Deposit HK$80.31M · loan HK$187.40M · min. income ≈ HK$1,816,440/mo (50% DSR)
Upfront cash ≈ HK$97.71M (deposit + AVD stamp duty HK$17,401,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$950,764
−HK$51,367/mo
▼ 0.25% · 3.875%
HK$976,263
−HK$25,868/mo
Today · 4.125%
HK$1,002,131
baseline
▲ 0.50% · 4.625%
HK$1,054,954
+HK$52,823/mo
Deposit HK$80.31M · loan HK$187.40M · min. income ≈ HK$2,004,262/mo (50% DSR)
Upfront cash ≈ HK$97.71M (deposit + AVD stamp duty HK$17,401,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,098,806
−HK$68,905/mo
▼ 0.25% · 3.875%
HK$1,132,985
−HK$34,726/mo
Today · 4.125%
HK$1,167,711
baseline
▲ 0.50% · 4.625%
HK$1,238,763
+HK$71,052/mo
Deposit HK$26.77M · loan HK$240.94M · min. income ≈ HK$2,335,422/mo (50% DSR)
Upfront cash ≈ HK$44.17M (deposit + AVD stamp duty HK$17,401,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,222,411
−HK$66,043/mo
▼ 0.25% · 3.875%
HK$1,255,195
−HK$33,259/mo
Today · 4.125%
HK$1,288,454
baseline
▲ 0.50% · 4.625%
HK$1,356,370
+HK$67,916/mo
Deposit HK$26.77M · loan HK$240.94M · min. income ≈ HK$2,576,908/mo (50% DSR)
Upfront cash ≈ HK$44.17M (deposit + AVD stamp duty HK$17,401,159 · Scale 2, in force from 26 Feb 2026)