LTV · monthly repayment
▼ 0.50% · 3.625%
HK$61,046
−HK$3,828/mo
▼ 0.25% · 3.875%
HK$62,945
−HK$1,929/mo
Today · 4.125%
HK$64,874
baseline
▲ 0.50% · 4.625%
HK$68,822
+HK$3,948/mo
Deposit HK$13.39M · loan HK$13.39M · min. income ≈ HK$129,748/mo (50% DSR)
Upfront cash ≈ HK$14.52M (deposit + AVD stamp duty HK$1,137,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,913
−HK$3,669/mo
▼ 0.25% · 3.875%
HK$69,735
−HK$1,847/mo
Today · 4.125%
HK$71,582
baseline
▲ 0.50% · 4.625%
HK$75,356
+HK$3,774/mo
Deposit HK$13.39M · loan HK$13.39M · min. income ≈ HK$143,164/mo (50% DSR)
Upfront cash ≈ HK$14.52M (deposit + AVD stamp duty HK$1,137,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,255
−HK$4,594/mo
▼ 0.25% · 3.875%
HK$75,534
−HK$2,315/mo
Today · 4.125%
HK$77,849
baseline
▲ 0.50% · 4.625%
HK$82,586
+HK$4,737/mo
Deposit HK$10.71M · loan HK$16.06M · min. income ≈ HK$155,698/mo (50% DSR)
Upfront cash ≈ HK$11.85M (deposit + AVD stamp duty HK$1,137,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,496
−HK$4,403/mo
▼ 0.25% · 3.875%
HK$83,682
−HK$2,217/mo
Today · 4.125%
HK$85,899
baseline
▲ 0.50% · 4.625%
HK$90,427
+HK$4,528/mo
Deposit HK$10.71M · loan HK$16.06M · min. income ≈ HK$171,798/mo (50% DSR)
Upfront cash ≈ HK$11.85M (deposit + AVD stamp duty HK$1,137,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,465
−HK$5,359/mo
▼ 0.25% · 3.875%
HK$88,123
−HK$2,701/mo
Today · 4.125%
HK$90,824
baseline
▲ 0.50% · 4.625%
HK$96,351
+HK$5,527/mo
Deposit HK$8.03M · loan HK$18.74M · min. income ≈ HK$181,648/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$1,137,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,079
−HK$5,136/mo
▼ 0.25% · 3.875%
HK$97,629
−HK$2,586/mo
Today · 4.125%
HK$100,215
baseline
▲ 0.50% · 4.625%
HK$105,498
+HK$5,283/mo
Deposit HK$8.03M · loan HK$18.74M · min. income ≈ HK$200,430/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$1,137,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,883
−HK$6,891/mo
▼ 0.25% · 3.875%
HK$113,301
−HK$3,473/mo
Today · 4.125%
HK$116,774
baseline
▲ 0.50% · 4.625%
HK$123,879
+HK$7,105/mo
Deposit HK$2.68M · loan HK$24.09M · min. income ≈ HK$233,548/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$1,137,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,244
−HK$6,604/mo
▼ 0.25% · 3.875%
HK$125,522
−HK$3,326/mo
Today · 4.125%
HK$128,848
baseline
▲ 0.50% · 4.625%
HK$135,640
+HK$6,792/mo
Deposit HK$2.68M · loan HK$24.09M · min. income ≈ HK$257,696/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$1,137,795 · Scale 2, in force from 26 Feb 2026)