LTV · monthly repayment
▼ 0.50% · 3.625%
HK$61,053
−HK$3,829/mo
▼ 0.25% · 3.875%
HK$62,953
−HK$1,929/mo
Today · 4.125%
HK$64,882
baseline
▲ 0.50% · 4.625%
HK$68,830
+HK$3,948/mo
Deposit HK$13.39M · loan HK$13.39M · min. income ≈ HK$129,764/mo (50% DSR)
Upfront cash ≈ HK$14.53M (deposit + AVD stamp duty HK$1,137,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,921
−HK$3,670/mo
▼ 0.25% · 3.875%
HK$69,743
−HK$1,848/mo
Today · 4.125%
HK$71,591
baseline
▲ 0.50% · 4.625%
HK$75,365
+HK$3,774/mo
Deposit HK$13.39M · loan HK$13.39M · min. income ≈ HK$143,182/mo (50% DSR)
Upfront cash ≈ HK$14.53M (deposit + AVD stamp duty HK$1,137,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,264
−HK$4,594/mo
▼ 0.25% · 3.875%
HK$75,543
−HK$2,315/mo
Today · 4.125%
HK$77,858
baseline
▲ 0.50% · 4.625%
HK$82,596
+HK$4,738/mo
Deposit HK$10.71M · loan HK$16.06M · min. income ≈ HK$155,716/mo (50% DSR)
Upfront cash ≈ HK$11.85M (deposit + AVD stamp duty HK$1,137,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,506
−HK$4,403/mo
▼ 0.25% · 3.875%
HK$83,692
−HK$2,217/mo
Today · 4.125%
HK$85,909
baseline
▲ 0.50% · 4.625%
HK$90,438
+HK$4,529/mo
Deposit HK$10.71M · loan HK$16.06M · min. income ≈ HK$171,818/mo (50% DSR)
Upfront cash ≈ HK$11.85M (deposit + AVD stamp duty HK$1,137,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,475
−HK$5,360/mo
▼ 0.25% · 3.875%
HK$88,134
−HK$2,701/mo
Today · 4.125%
HK$90,835
baseline
▲ 0.50% · 4.625%
HK$96,362
+HK$5,527/mo
Deposit HK$8.03M · loan HK$18.74M · min. income ≈ HK$181,670/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$1,137,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,090
−HK$5,137/mo
▼ 0.25% · 3.875%
HK$97,640
−HK$2,587/mo
Today · 4.125%
HK$100,227
baseline
▲ 0.50% · 4.625%
HK$105,510
+HK$5,283/mo
Deposit HK$8.03M · loan HK$18.74M · min. income ≈ HK$200,454/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$1,137,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,896
−HK$6,892/mo
▼ 0.25% · 3.875%
HK$113,315
−HK$3,473/mo
Today · 4.125%
HK$116,788
baseline
▲ 0.50% · 4.625%
HK$123,894
+HK$7,106/mo
Deposit HK$2.68M · loan HK$24.10M · min. income ≈ HK$233,576/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$1,137,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,259
−HK$6,605/mo
▼ 0.25% · 3.875%
HK$125,537
−HK$3,327/mo
Today · 4.125%
HK$128,864
baseline
▲ 0.50% · 4.625%
HK$135,656
+HK$6,792/mo
Deposit HK$2.68M · loan HK$24.10M · min. income ≈ HK$257,728/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$1,137,931 · Scale 2, in force from 26 Feb 2026)