LTV · monthly repayment
▼ 0.50% · 3.625%
HK$61,056
−HK$3,829/mo
▼ 0.25% · 3.875%
HK$62,956
−HK$1,929/mo
Today · 4.125%
HK$64,885
baseline
▲ 0.50% · 4.625%
HK$68,833
+HK$3,948/mo
Deposit HK$13.39M · loan HK$13.39M · min. income ≈ HK$129,770/mo (50% DSR)
Upfront cash ≈ HK$14.53M (deposit + AVD stamp duty HK$1,137,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,925
−HK$3,669/mo
▼ 0.25% · 3.875%
HK$69,746
−HK$1,848/mo
Today · 4.125%
HK$71,594
baseline
▲ 0.50% · 4.625%
HK$75,368
+HK$3,774/mo
Deposit HK$13.39M · loan HK$13.39M · min. income ≈ HK$143,188/mo (50% DSR)
Upfront cash ≈ HK$14.53M (deposit + AVD stamp duty HK$1,137,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,268
−HK$4,594/mo
▼ 0.25% · 3.875%
HK$75,547
−HK$2,315/mo
Today · 4.125%
HK$77,862
baseline
▲ 0.50% · 4.625%
HK$82,600
+HK$4,738/mo
Deposit HK$10.71M · loan HK$16.07M · min. income ≈ HK$155,724/mo (50% DSR)
Upfront cash ≈ HK$11.85M (deposit + AVD stamp duty HK$1,137,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,510
−HK$4,403/mo
▼ 0.25% · 3.875%
HK$83,696
−HK$2,217/mo
Today · 4.125%
HK$85,913
baseline
▲ 0.50% · 4.625%
HK$90,442
+HK$4,529/mo
Deposit HK$10.71M · loan HK$16.07M · min. income ≈ HK$171,826/mo (50% DSR)
Upfront cash ≈ HK$11.85M (deposit + AVD stamp duty HK$1,137,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,479
−HK$5,360/mo
▼ 0.25% · 3.875%
HK$88,138
−HK$2,701/mo
Today · 4.125%
HK$90,839
baseline
▲ 0.50% · 4.625%
HK$96,367
+HK$5,528/mo
Deposit HK$8.03M · loan HK$18.74M · min. income ≈ HK$181,678/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$1,137,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,095
−HK$5,137/mo
▼ 0.25% · 3.875%
HK$97,645
−HK$2,587/mo
Today · 4.125%
HK$100,232
baseline
▲ 0.50% · 4.625%
HK$105,516
+HK$5,284/mo
Deposit HK$8.03M · loan HK$18.74M · min. income ≈ HK$200,464/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$1,137,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,902
−HK$6,891/mo
▼ 0.25% · 3.875%
HK$113,320
−HK$3,473/mo
Today · 4.125%
HK$116,793
baseline
▲ 0.50% · 4.625%
HK$123,900
+HK$7,107/mo
Deposit HK$2.68M · loan HK$24.10M · min. income ≈ HK$233,586/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$1,137,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,264
−HK$6,606/mo
▼ 0.25% · 3.875%
HK$125,543
−HK$3,327/mo
Today · 4.125%
HK$128,870
baseline
▲ 0.50% · 4.625%
HK$135,663
+HK$6,793/mo
Deposit HK$2.68M · loan HK$24.10M · min. income ≈ HK$257,740/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$1,137,986 · Scale 2, in force from 26 Feb 2026)